International Business Machines Corporation
Virtual ATM--remotely accessing

Abstract:

A system remotely accesses an Automated Teller Machine (ATM) machine by detecting insertion of a customer bank card into the ATM. The insertion of the customer bank card is detected by the ATM. The system initiates a connection to a mobile device upon the detection of the insertion. The system then unlocks the ATM when the mobile device accepts the connection, and unlocks the ATM when a banking transaction has been completed, where the banking transaction completed by a remote user operating the mobile device. The system automatically disconnects the connection to the mobile device, and automatically unlocks the ATM after a predetermined time period has elapsed. The system automatically ejects the customer bank card from the ATM when the ATM is automatically unlocked.