Intuit Inc.
Automatic transaction-based verification of account ownership

Abstract:

The disclosed embodiments provide a system that verifies user access to accounts. One example method for verifying user access to accounts involves: receiving, at a processing apparatus via a network, a request to access a feature of a first account; obtaining, by the processing apparatus from a data repository in communication with the processing apparatus, one or more transactions of a first account; obtaining, by the processing apparatus from the data repository, one or more transactions of a second account; matching, by execution of a processor of the processing apparatus, at least one of the one or more transactions of the first account to at least one of the one or more transactions from the second account; generating, by execution of the processor of the processing apparatus, a first verification of ownership of the first account by a user based on the matching at least one of the one or more transactions of the first account to the at least one of the one or more transactions from the second account; and enabling the user to access the feature of the first account based on the first verification of ownership.