Investors Bancorp
Financial ratios & Valuation

Historical Multiples (2012 – 2021)

2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 TTM Median
Valuation Ratios
Price/Earnings ratio
21.0763.8429.3422.6021.6031.7714.4715.9811.2311.4310.4431.77
Price/Sales ratio
4.4815.156.626.456.125.624.244.403.134.283.915.62
Price/Book Value ratio
1.755.361.081.231.321.280.971.190.911.211.111.28
Price/Cash Flow ratio
8.3240.6213.937.6918.2713.3110.6319.4411.097.2320.3418.27
Price/Free Cash Flow ratio
9.3847.1915.738.0820.1414.2711.2221.8112.177.4520.3420.14
Price/Earnings Growth ratio
1.533.00-5.860.501.18-0.980.223.830.440.270.25-0.98
Dividend Yield
0.29%0.31%1.10%2.13%1.98%2.52%3.86%3.91%4.80%3.86%N/A2.52%
Profitability Indicator Ratios
Gross Profit Margin
N/A100%100%100%95.49%95.44%95.36%94.86%96.36%96.22%N/A95.44%
Operating Profit Margin
N/A60.47%35.36%44.21%44.15%67.44%80.97%40.47%37.39%51.27%35.89%67.44%
Pretax Profit Margin
34.74%37.24%35.36%44.21%44.15%39.22%39.18%40.47%37.39%51.27%51.27%44.15%
Net Profit Margin
21.29%23.73%22.56%28.57%28.36%17.71%29.35%27.59%27.93%37.50%37.50%28.36%
Effective Tax Rate
38.71%36.26%36.20%35.37%35.75%54.82%25.08%31.82%25.27%26.86%26.86%54.82%
Return on Assets
0.69%0.71%0.70%0.86%0.82%0.50%0.77%0.73%0.85%1.12%1.12%0.82%
Return On Equity
8.32%8.39%3.68%5.48%6.15%4.05%6.74%7.45%8.17%10.66%11.01%6.15%
Return on Capital Employed
N/A1.82%1.09%1.34%1.29%1.92%2.13%1.07%1.13%1.54%N/A1.92%
Liquidity Ratios
Current Ratio
N/AN/A0.09N/A0.09N/A0.100.000.04N/AN/AN/A
Quick Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Sales Outstanding
39.5236.6934.5533.6535.5437.1740.9940.8636.6834.3534.3537.17
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/A35.5437.1740.9940.8636.6834.35N/A37.17
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/A35.5437.1740.9940.8636.6834.35N/A37.17
Debt Ratios
Debt Ratio
0.910.210.140.150.190.170.200.220.110.110.890.19
Debt Equity Ratio
10.922.520.770.981.451.421.802.291.121.128.461.45
Long-term Debt to Capitalization
0.710.710.430.490.590.580.640.690.530.520.560.58
Total Debt to Capitalization
N/A0.710.430.490.590.580.640.690.530.52N/A0.58
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/A3.73N/A2.03N/A
Cash Flow to Debt Ratio
0.080.050.100.160.040.060.050.020.070.14N/A0.06
Company Equity Multiplier
11.9211.705.246.307.428.048.7210.189.609.469.467.42
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.530.370.470.830.330.420.390.220.280.590.190.42
Free Cash Flow / Operating Cash Flow Ratio
0.880.860.880.950.900.930.940.890.910.9710.90
Cash Flow Coverage Ratio
N/A0.050.100.160.040.060.050.020.070.14N/A0.06
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
6.30%19.99%32.30%48.15%42.83%80.12%55.87%62.49%54.00%44.23%N/A80.12%