Jeffersonville Bancorp
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
7.9612.1413.6416.1812.3911.7215.0115.679.016.827.5911.72
Price/Sales ratio
2.742.813.393.313.373.173.334.063.092.532.483.17
Price/Book Value ratio
0.990.971.151.111.171.080.971.171.210.940.991.08
Price/Cash Flow ratio
13.259.3510.5710.2610.459.3915.7511.528.156.15N/A9.39
Price/Free Cash Flow ratio
24.9011.9214.4410.7210.769.9616.1711.728.496.59N/A9.96
Price/Earnings Growth ratio
0.15-0.371.51-0.970.272.13-0.570.680.150.34-3.132.13
Dividend Yield
4.02%4.14%3.39%3.47%3.85%3.88%3.51%2.72%3.03%3.88%3.83%3.88%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%106.16%99.69%100%
Operating Profit Margin
46.76%28.83%35.42%35.42%35.70%32.49%25.16%31.23%43.75%56.13%45.21%35.70%
Pretax Profit Margin
46.76%28.83%30.93%31.51%32.30%32.49%25.16%31.23%42.42%46.86%41.32%32.30%
Net Profit Margin
34.45%23.19%24.90%20.47%27.22%27.05%22.23%25.94%34.34%37.13%32.77%27.22%
Effective Tax Rate
26.30%19.56%19.51%35.03%15.70%16.73%11.62%16.91%19.03%20.76%20.69%15.70%
Return on Assets
1.58%1.02%1.05%0.85%1.22%1.27%0.78%0.84%1.34%1.62%1.57%1.22%
Return On Equity
12.46%7.99%8.45%6.88%9.51%9.26%6.46%7.51%13.52%13.83%13.75%9.51%
Return on Capital Employed
2.15%1.95%3.07%2.40%3.18%2.96%1.79%1.88%3.52%4.83%3.81%3.18%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.32N/A
Quick Ratio
N/A0.850.751.190.770.971.291.650.630.490.320.97
Cash ratio
N/A0.240.180.370.240.290.380.500.210.240.320.24
Days of Sales Outstanding
33.7534.05N/AN/AN/AN/AN/AN/AN/A35.96N/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A35.96N/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A35.96N/AN/A
Debt Ratios
Debt Ratio
N/AN/AN/AN/AN/A0.000.000.000.000.030.030.03
Debt Equity Ratio
N/AN/AN/AN/AN/A0.000.000.000.000.310.290.29
Long-term Debt to Capitalization
N/AN/AN/AN/AN/AN/AN/AN/AN/A0.230.22N/A
Total Debt to Capitalization
N/AN/AN/AN/AN/A0.000.000.000.000.230.220.22
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A28.38N/A
Cash Flow to Debt Ratio
N/AN/AN/AN/AN/A101.4754.5792.90114.260.49N/A101.47
Company Equity Multiplier
7.847.807.988.047.767.288.288.9110.078.518.307.76
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.200.300.320.320.320.330.210.350.370.41N/A0.33
Free Cash Flow / Operating Cash Flow Ratio
0.530.780.730.950.970.940.970.980.950.93N/A0.94
Cash Flow Coverage Ratio
N/AN/AN/AN/AN/A101.4754.5792.90114.260.49N/A101.47
Short Term Coverage Ratio
N/AN/AN/AN/AN/A101.4754.5792.90114.26137.58N/A101.47
Dividend Payout Ratio
32.08%50.36%46.32%56.29%47.79%45.55%52.80%42.73%27.31%26.53%N/A45.55%