James River Group Holdings, Ltd.
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
2.762.66
Price/Sales ratio
0.260.25
Earnings per Share (EPS)
$2.08$2.16

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
14.5317.9616.2127.0517.1032.54311.28-5.8225.27-3.22-1.1032.54
Price/Sales ratio
1.471.902.051.441.231.372.241.300.960.420.221.37
Price/Book Value ratio
0.941.411.741.691.531.601.881.381.120.510.341.60
Price/Cash Flow ratio
4.988.257.985.673.760.83-5.48-1.103.513.95-0.690.83
Price/Free Cash Flow ratio
4.988.257.985.673.760.83-5.47-1.093.644.26-0.670.83
Price/Earnings Growth ratio
-0.430.940.43-0.640.38-0.80-3.560.00-0.210.00-0.30-0.80
Dividend Yield
10.77%4.93%5.46%4.31%3.30%2.94%2.46%4.29%1.77%5.24%3.30%2.94%
Profitability Indicator Ratios
Gross Profit Margin
69.55%68.62%70.75%75.83%77.23%81.09%75.16%78.64%75.92%76.10%79.48%77.23%
Operating Profit Margin
12.33%13.50%15.28%8.02%9.30%4.54%1.10%-25.99%8.31%7.53%-6.75%4.54%
Pretax Profit Margin
10.39%11.83%13.53%6.74%7.99%5.71%1.78%-25.36%6.06%10.70%3.92%5.71%
Net Profit Margin
10.17%10.59%12.70%5.32%7.20%4.22%0.72%-22.35%3.80%-13.26%-20.83%4.22%
Effective Tax Rate
2.05%10.50%6.14%20.99%9.89%26.08%59.58%11.85%37.28%29.57%36.39%9.89%
Return on Assets
2.28%2.60%3.17%1.58%2.03%0.76%0.09%-3.49%0.60%-2.02%-3.35%0.76%
Return On Equity
6.49%7.85%10.74%6.27%8.99%4.92%0.60%-23.82%4.43%-15.84%-25.80%4.92%
Return on Capital Employed
2.79%3.34%3.88%2.43%2.67%0.83%0.14%-4.17%1.34%1.15%-1.11%0.83%
Liquidity Ratios
Current Ratio
N/A0.850.710.110.120.610.44N/AN/AN/A29.730.12
Quick Ratio
15.7687.8251.6944.6646.3445.3144.8735.0439.11N/A29.7345.31
Cash ratio
3.805.352.752.902.791.911.461.401.40N/A3.312.79
Days of Sales Outstanding
135.12N/AN/AN/AN/AN/AN/AN/AN/AN/A1.03KN/A
Days of Inventory outstanding
N/A-4.01K-4.38K-4.63K-1.13K-4.31K-3.63K-2.04K-1.47KN/AN/A-1.13K
Operating Cycle
135.12-4.01K-4.38K-4.63K-1.13K-4.31K-3.63K-2.04K-1.47KN/A1.03K-1.13K
Days of Payables Outstanding
52.6345.7784.95103.94111.62229.97242.76299.90229.37298.49241.55111.62
Cash Conversion Cycle
82.49-4.06K-4.47K-4.74K-1.24K-4.54K-3.87K-2.34K-1.70K-298.49797.79-1.24K
Debt Ratios
Debt Ratio
0.090.090.080.070.070.050.070.070.060.060.060.05
Debt Equity Ratio
0.270.280.270.290.310.330.460.500.460.480.570.31
Long-term Debt to Capitalization
0.210.220.210.220.230.250.310.330.310.320.360.23
Total Debt to Capitalization
0.210.220.210.220.230.250.310.330.310.320.360.23
Interest Coverage Ratio
N/A10.5212.547.147.135.89-1.18N/AN/AN/A-2.115.89
Cash Flow to Debt Ratio
0.670.600.781.021.305.67-0.74-2.490.680.26-0.865.67
Company Equity Multiplier
2.843.013.383.964.426.456.366.827.357.829.344.42
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.290.230.250.250.321.64-0.40-1.180.270.10-0.331.64
Free Cash Flow / Operating Cash Flow Ratio
111110.991.001.000.960.921.011
Cash Flow Coverage Ratio
0.670.600.781.021.305.67-0.74-2.490.680.26-0.865.67
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
156.64%88.61%88.60%116.67%56.59%95.77%768.05%-25.02%44.95%-16.94%-9.04%95.77%