Kentucky First Federal Bancorp
Financial ratios & Valuation

Historical Multiples (2015 – 2024)

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM Median
Valuation Ratios
Price/Earnings ratio
33.8145.4784.2553.4376.99-4.4333.2260.8954.12-14.87-44.46-4.43
Price/Sales ratio
6.096.407.706.786.455.725.707.145.513.541.925.72
Price/Book Value ratio
1.031.011.171.050.941.071.151.250.990.530.541.07
Price/Cash Flow ratio
22.5947.2037.3061.5262.3953.4538.2424.7843.83-17.60-18.9153.45
Price/Free Cash Flow ratio
31.62201.9439.6270.8373.2063.5140.8526.2849.26-16.83-18.0863.51
Price/Earnings Growth ratio
3.88-1.62-2.161.17-1.960.00-0.29-1.48-3.510.050.02-1.96
Dividend Yield
1.97%2.16%1.88%2.05%2.29%2.49%2.29%2.12%2.69%2.61%6.06%2.29%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%99.66%99.96%100%
Operating Profit Margin
39.37%32.42%28.42%33.09%43.39%-126.32%20.47%41.71%13.39%N/A-5.68%-126.32%
Pretax Profit Margin
26.92%19.66%14.16%12.34%9.83%-126.32%20.47%16.94%13.39%-27.14%-5.68%-126.32%
Net Profit Margin
18.03%14.07%9.14%12.70%8.37%-129.04%17.16%11.73%10.18%-23.83%-4.31%-129.04%
Effective Tax Rate
33.04%28.42%35.42%-2.87%14.79%-2.14%16.20%30.73%23.96%12.19%24.02%14.79%
Return on Assets
0.69%0.51%0.30%0.41%0.24%-3.90%0.53%0.32%0.26%-0.45%-0.16%-3.90%
Return On Equity
3.07%2.22%1.39%1.96%1.22%-24.17%3.48%2.06%1.83%-3.58%-1.21%-24.17%
Return on Capital Employed
1.52%1.18%0.94%1.08%1.27%-3.82%0.64%1.16%0.35%N/A-0.21%-3.82%
Liquidity Ratios
Current Ratio
23.9620.4117.8021.0914.0616.37N/AN/AN/AN/A112.6514.06
Quick Ratio
453.711.62K1.70K1.52K1.32K1.29K2.26K4.08K262.17103.90174.541.29K
Cash ratio
426.09764.5809.76710.68595.64590.031.09K2.15K116.6799.9098.2590.03
Days of Sales Outstanding
23.06N/AN/AN/AN/AN/AN/AN/AN/AN/A32.16N/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A-975.06KN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A-975.02KN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/A2.67K10.95KN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A-2.67K-985.97KN/A
Debt Ratios
Debt Ratio
0.080.020.180.160.200.170.160.100.000.180.190.19
Debt Equity Ratio
0.390.090.830.781.001.051.080.650.001.431.471.00
Long-term Debt to Capitalization
0.280.080.450.440.500.510.520.390.000.580.590.50
Total Debt to Capitalization
0.280.080.450.440.500.510.520.390.000.580.590.50
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A-0.11N/A
Cash Flow to Debt Ratio
0.110.230.030.020.010.010.020.0713.71-0.02-0.010.01
Company Equity Multiplier
4.404.324.594.734.986.186.466.306.887.817.534.98
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.260.130.200.110.100.100.140.280.12-0.20-0.100.10
Free Cash Flow / Operating Cash Flow Ratio
0.710.230.940.860.850.840.930.940.881.041.040.85
Cash Flow Coverage Ratio
0.110.230.030.020.010.010.020.0713.71-0.02-0.010.01
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
66.94%98.60%159.03%109.82%176.84%-11.06%76.26%129.67%146.08%-38.93%-167.72%-11.06%