Kearny Financial Corp.
Financial ratios & Valuation

Forward Multiples (2026 – 2026)

2026
Price/Earnings ratio
13.42
Price/Sales ratio
2.69
Earnings per Share (EPS)
$0.45

Historical Multiples (2015 – 2024)

2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 TTM Median
Valuation Ratios
Price/Earnings ratio
181.8371.2367.5256.6829.0614.9915.5611.6611.19-4.32-4.8714.99
Price/Sales ratio
11.5510.6611.028.257.253.984.773.742.552.661.963.98
Price/Book Value ratio
0.870.981.180.871.080.620.940.880.520.490.580.62
Price/Cash Flow ratio
49.9228.7632.6024.6330.6734.0013.059.696.568.5212.2434.00
Price/Free Cash Flow ratio
55.4730.4736.4130.1636.2448.6314.0710.056.698.7916.1148.63
Price/Earnings Growth ratio
-3.630.353.036.230.310.760.380.49-0.330.010.280.76
Dividend Yield
N/A0.63%0.65%1.85%2.83%3.57%2.90%3.89%6.23%7.35%6.22%2.83%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%100%100%
Operating Profit Margin
33.64%51.56%56.12%62.53%81.77%33.86%40.97%57.95%29.32%N/A7.65%33.86%
Pretax Profit Margin
4.92%21.38%24.07%25.26%33.20%33.86%40.97%43.86%29.32%-57.45%-37.39%33.86%
Net Profit Margin
6.35%14.96%16.32%14.56%24.95%26.59%30.66%32.08%22.84%-61.64%-38.97%26.59%
Effective Tax Rate
-29.10%30.00%32.16%42.36%24.83%21.46%25.16%26.85%22.08%-7.29%-4.22%21.46%
Return on Assets
0.13%0.35%0.38%0.29%0.63%0.66%0.86%0.87%0.50%-1.12%-1.16%0.66%
Return On Equity
0.48%1.37%1.75%1.54%3.73%4.14%6.06%7.55%4.69%-11.50%-11.29%4.14%
Return on Capital Employed
0.71%1.77%1.33%1.28%2.08%0.84%1.93%1.59%2.48%N/A0.22%0.84%
Liquidity Ratios
Current Ratio
N/A1.311.251.191.160.00N/AN/AN/AN/AN/A0.00
Quick Ratio
43.112.64133.65175.1394.72310.760.63121.790.24N/AN/A310.76
Cash ratio
4.250.132.564.524.4331.540.022.050.01N/AN/A31.54
Days of Sales Outstanding
40.6938.7140.0250.2141.8437.5034.27N/A57.48N/A9.07K41.84
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A9.07KN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A9.07KN/A
Debt Ratios
Debt Ratio
0.130.130.160.18N/A0.170.090.110.150.200.170.17
Debt Equity Ratio
0.480.530.760.94N/A1.080.651.001.472.131.831.83
Long-term Debt to Capitalization
0.320.340.430.48N/A0.510.390.500.590.650.590.59
Total Debt to Capitalization
0.320.340.430.48N/A0.510.390.500.590.680.640.64
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.09N/A
Cash Flow to Debt Ratio
0.030.060.040.03N/A0.010.100.090.050.020.020.01
Company Equity Multiplier
3.623.924.555.185.886.236.988.639.2710.1910.345.88
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.230.370.330.330.230.110.360.380.380.310.150.11
Free Cash Flow / Operating Cash Flow Ratio
0.890.940.890.810.840.690.920.960.980.960.780.69
Cash Flow Coverage Ratio
0.030.060.040.03N/A0.010.100.090.050.020.020.01
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A0.250.13N/A
Dividend Payout Ratio
N/A45.27%44.54%104.92%82.45%53.64%45.30%45.43%69.83%-31.80%-30.48%53.64%