Landmark Bancorp
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
7.937.9510.7924.468.7910.275.307.5711.418.4310.758.79
Price/Sales ratio
1.601.942.363.212.112.371.612.252.141.831.832.37
Price/Book Value ratio
0.891.031.131.210.991.000.811.001.010.810.951.00
Price/Cash Flow ratio
7.3611.875.0834.974.2811.806.974.374.558.198.654.28
Price/Free Cash Flow ratio
8.8614.365.2566.514.5613.297.154.574.718.8911.044.56
Price/Earnings Growth ratio
0.110.26-0.60-0.470.06-3.370.06-0.96-0.250.352.750.06
Dividend Yield
3.77%3.04%3.00%2.90%3.62%3.20%3.51%2.79%3.72%4.25%3.46%3.46%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%82.15%100%
Operating Profit Margin
35.89%40.77%35.37%21.21%39.11%26.24%38.03%37.67%29.77%25.26%20.79%26.24%
Pretax Profit Margin
27.87%33.59%27.57%10.43%26.73%26.24%38.03%37.67%21.51%25.26%18.63%26.24%
Net Profit Margin
20.25%24.47%21.91%13.13%24.04%23.09%30.53%29.73%18.78%21.78%16.19%23.09%
Effective Tax Rate
27.32%27.14%20.52%-25.83%10.07%11.99%19.71%21.09%12.66%13.77%13.08%10.07%
Return on Assets
0.93%1.19%0.98%0.47%1.05%1.06%1.64%1.35%0.65%0.78%0.79%1.06%
Return On Equity
11.23%13.03%10.54%4.98%11.34%9.81%15.38%13.27%8.86%9.64%9.47%9.81%
Return on Capital Employed
1.67%2.02%1.60%0.76%1.74%1.22%2.07%1.73%1.05%0.90%1.32%1.22%
Liquidity Ratios
Current Ratio
0.010.010.510.020.020.01N/AN/AN/AN/A1.160.02
Quick Ratio
43.6138.4539.7451.0341.3032.2428.1750.3026.03N/A1.1632.24
Cash ratio
1.181.091.661.711.431.084.9012.451.43N/A0.061.08
Days of Sales Outstanding
91.0489.50116.29143.05112.01N/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.080.080.070.050.050.020.010.020.040.060.070.05
Debt Equity Ratio
1.060.870.850.600.610.220.170.210.610.780.810.61
Long-term Debt to Capitalization
0.510.460.460.370.380.180.140.170.370.430.440.38
Total Debt to Capitalization
0.510.460.460.370.380.180.140.170.370.430.440.38
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A-8.76N/AN/AN/A0.56N/A
Cash Flow to Debt Ratio
0.110.090.260.050.370.370.681.070.360.120.130.37
Company Equity Multiplier
12.0510.9010.7210.6010.729.199.379.7913.4812.3011.1910.72
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.210.160.460.090.490.200.230.510.470.220.200.20
Free Cash Flow / Operating Cash Flow Ratio
0.830.820.960.520.930.880.970.950.960.920.820.88
Cash Flow Coverage Ratio
0.110.090.260.050.370.370.681.070.360.120.130.37
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
30.00%24.24%32.49%71.13%31.89%32.90%18.63%21.19%42.49%35.87%36.86%31.89%