Mastercard Incorporated
System for performing cross card authentication using wallet transaction authentication history

Abstract:

A method includes performing a first transaction using a first payment account. The first transaction includes a successful authentication of a holder of the first payment account. A record is stored of the first transaction. The record indicates that the successful authentication occurred. A request is received for a second transaction using a second payment account. The indication of the successful authentication is detected in the stored record of the first transaction. The second transaction is completed without requiring authentication of the account holder.