Mastercard Incorporated
Tokenisation of payment data

Abstract:

A method for a tokenisation service provider (TSP) to generate tokenised card numbers tPANs associated with real card numbers PANs for digital payment transactions, and a processor configured to perform the method are provided. The method comprises a TSP processor: receiving from a card issuer processor a request to generate one or more tokenised card numbers tPAN.sup.1 . . . m; generating and recording one or more tokenised card numbers tPAN.sup.1 . . . m, wherein the one or more tPAN.sup.1 . . . m is/are not associated with a real card number PAN; receiving a real card number PAN.sup.i from the card issuer processor; and recording the mapping of the real card number PAN.sup.i to a tokenised card number tPAN.sup.xE1 . . . m in a tokenisation service provider database. A method for a card issuer to provide tokenised card numbers tPANs associated with real card numbers PANs for digital payment transactions, and a processor configured to perform the method are also provided.