Mastercard Incorporated
Systems and methods for biometric identity authentication

Abstract:

A method for authenticating a user identity for a data transaction is provided. The method is implemented using an identity authentication computing device in connection with a memory and a data transaction processor. The method includes receiving a request from a first user of a first client device for a data transaction with a second user, causing a second client device to prompt the second user for biometric identification information, receiving captured biometric identification information corresponding to the second user, retrieving sample biometric identification information associated with the second user, comparing the captured biometric information and the sample biometric information, determining that the captured and the sample biometric information match, completing a data transaction between the first user and the second user, and transmitting an instruction to one or more of the first client device and the second client device displaying a notification that the data transaction is completed.