Mastercard Incorporated
Systems and methods for detecting collusion between merchants and cardholders

Abstract:

A collusion analytics (CA) computing device including a processor and a memory in communication with the processor is provided. The processor receives transaction data associated with a candidate transaction of a candidate merchant and a candidate cardholder, retrieves merchant data associated with the candidate merchant from a database, generates collusion analytics data based at least partially on the merchant data, detects potential collusion between the candidate merchant and the candidate cardholder based on the generated collusion analytics data, and transmits a collusion alert to an user computing device when potential collusion is detected.