Mastercard Incorporated
Apparatus, method, and computer program product for bus rapid transit ticketing and the like

Abstract:

At a remote server, an indication is obtained that a prospective transit rider has come into geographic proximity of a particular transit boarding area. At the remote server, an authorization request is dispatched to an issuer of a payment card account associated with the prospective transit rider, based on the remote server accessing a database based on the indication. At the remote server, a response to the authorization request is obtained from the issuer. If the response is affirmative, dispatch of an electronic ticket to a portable electronic device of the prospective transit rider is initiated.