Mastercard Incorporated
Systems and methods for use in expanding account services

Abstract:

Disclosed are exemplary embodiments of systems and methods for use in extending credit services to prepaid payment accounts, based on anticipated load transaction thereto. In an exemplary embodiment, a method generally includes receiving an advance request, from a user, for a prepaid account. The prepaid account is associated with anticipated load transactions associated with the user to which the prepaid account is associated. The advance request also includes an advance amount. The exemplary method also includes determining whether to approve the advance request based on the anticipated load transaction and at least one metric associated with user, and causing the prepaid account to reflect the advance amount when the advance request is approved.