Mastercard Incorporated
SYSTEMS AND METHODS FOR USE IN AUTHENTICATING USERS BASED ON LOCATION

Abstract:

Systems and methods for verifying users in connection with transactions using payment card devices are disclosed. One exemplary payment card device generally includes a card body, a modem, and a processor disposed on the card body and coupled to the modem. The processor, then, is configured to determine a location of the payment card device, via at least the modem, based on multiple signals from multiple towers (and/or routers) associated with a telecommunication network, and transmit, by the modem, via one of the multiple towers and/or routers, location data indicative of the determined location to at least one of an issuer of the payment account and/or a payment network associated with the payment account.