Mastercard Incorporated
SYSTEMS AND METHODS FOR USE IN FACILITATING NETWORK TRANSACTIONS

Abstract:

Systems and methods are provided for managing tokens from token providers and facilitating network transactions involving the tokens. One example computer-implemented method includes receiving, by a payment network, an external token for a payment account from an external token provider and storing the external token in a vault data structure. The external token provider is separate from the payment network. The method then includes intercepting, by the payment network, an authorization request message for a transaction involving the payment account. And, when the authorization request message includes the external token, the method includes identifying a primary account number (PAN) for the payment account based on a mapping of the external token with the PAN in the vault data structure and initiating at least one PAN-dependent service associated with the payment account, despite the external token being generated by the token provider that is separate from the payment network.