Mastercard Incorporated
Systems and methods for use with stand-in network identities

Abstract:

Systems and methods are provided for implementing stand-in network identities, whereby independent users are permitted to act on behalf of dependent users. One exemplary computer-implemented method includes receiving a request from an independent user to provision personal identifying information (PII) for a dependent user to a first communication device. The method then includes authenticating the dependent user at a second different communication device, receiving the PII from the dependent user in response to the authentication, and transmitting the PII to a secure data structure. The method further includes authenticating the independent user at the first communication device, retrieving the PII for the dependent user from the secure data structure in response to the authentication, and transmitting the PII to the first communication device, whereby the PII may be stored in a secure element at the first communication device for use by the independent user on behalf of the dependent user.