Mastercard Incorporated
FACILITATING PAYMENTS IN AN EXTENDED REALITY SYSTEM BASED ON BEHAVIORAL BIOMETRICS

Abstract:

The disclosure herein describes enabling transactions from within an extended reality (XR) system using behavioral biometrics. A user using the XR system is detected and behavioral biometric data of the user is automatically collected. A user profile is identified based on the biometric data, wherein the user profile is associated with a subset of content and payment data. Access to the content is provided to the user via the XR system. A transaction request is received that is associated with the content. Based on the transaction request, behavioral biometric data of the user is automatically collected again. The association between the biometric data and the user profile is verified. Based on verifying that the second biometric token is associated with the user profile, a transaction is initiated based on the transaction request, whereby a transaction processing entity is configured to authenticate the user based on the biometric data and facilitate the transaction.