Metropolitan Bank Holding Corp.
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
10.258.15
Price/Sales ratio
2.702.38
Earnings per Share (EPS)
$7.02$8.83

Historical Multiples (2015 – 2023)

2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
67.4057.3927.899.8813.087.5515.8510.797.925.4410.31
Price/Sales ratio
9.216.675.453.033.642.105.312.502.561.262.87
Price/Book Value ratio
3.782.621.450.951.310.871.721.110.920.561.09
Price/Cash Flow ratio
52.8619.7610.969.339.623.4125.757.4614.433.766.52
Price/Free Cash Flow ratio
77.5321.5011.7910.0611.553.5728.849.6216.704.857.56
Price/Earnings Growth ratio
N/A3.150.100.320.800.240.40-0.580.280.580.69
Dividend Yield
N/A1.18%N/AN/AN/AN/A0.41%N/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
38.71%32.83%50.96%59.35%40.70%40.80%49.56%50.23%44.83%N/A40.75%
Pretax Profit Margin
21.87%18.70%37.26%44.10%40.70%40.80%49.56%37.88%44.83%37.88%40.75%
Net Profit Margin
13.67%11.63%19.54%30.64%27.84%27.80%33.51%23.23%32.40%23.23%27.82%
Effective Tax Rate
37.47%37.78%47.54%30.51%31.60%31.85%32.39%38.67%27.73%38.67%31.06%
Return on Assets
0.44%0.41%0.70%1.17%0.89%0.91%0.85%0.94%1.09%0.94%1.03%
Return On Equity
5.62%4.57%5.22%9.66%10.07%11.58%10.87%10.31%11.72%10.36%9.86%
Return on Capital Employed
1.26%1.17%1.85%2.28%1.32%1.35%1.26%16.11%13.41%N/A1.33%
Liquidity Ratios
Current Ratio
N/AN/A0.200.140.210.10N/AN/AN/AN/A0.15
Quick Ratio
0.6721.0826.5615.8827.6619.5682.480.200.00N/A23.61
Cash ratio
11.317.4511.6411.8115.7813.8663.490.040.04N/A14.82
Days of Sales Outstanding
45.78N/AN/A84.2468.93104.17111.21122.17N/A122.1776.58
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.120.080.030.090.060.010.000.040.080.900.07
Debt Equity Ratio
1.530.900.280.790.700.180.100.440.869.880.74
Long-term Debt to Capitalization
0.600.470.210.440.410.150.090.300.040.300.36
Total Debt to Capitalization
0.600.470.210.440.410.150.090.300.46N/A0.28
Interest Coverage Ratio
N/AN/AN/AN/AN/A2.10N/AN/AN/AN/A1.05
Cash Flow to Debt Ratio
0.040.140.470.120.191.410.650.330.07N/A0.80
Company Equity Multiplier
12.7011.147.428.2511.2212.7012.7710.8810.7210.8811.96
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.170.330.490.320.370.610.200.330.170.330.49
Free Cash Flow / Operating Cash Flow Ratio
0.680.910.920.920.830.950.890.770.860.770.89
Cash Flow Coverage Ratio
0.040.140.470.120.191.410.650.330.07N/A0.80
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/A0.07N/AN/A
Dividend Payout Ratio
N/A68.22%N/AN/AN/AN/A6.60%N/AN/AN/AN/A