Malvern Bancorp
Financial ratios & Valuation

Historical Multiples (2013 – 2022)

2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 TTM Median
Valuation Ratios
Price/Earnings ratio
-4.30224.9427.058.8029.5719.5817.8614.04-1.39K15.6316.7419.58
Price/Sales ratio
4.444.205.635.046.444.715.263.004.023.433.054.71
Price/Book Value ratio
1.070.941.221.111.671.291.170.610.900.740.771.29
Price/Cash Flow ratio
-43.74-2.20K30.8211.2617.4915.7916.287.648.6718.4214.3615.79
Price/Free Cash Flow ratio
-35.34-166.2635.0012.2420.8816.8316.707.848.7818.6714.4216.83
Price/Earnings Growth ratio
0.00-2.210.020.03-0.570.762.24-0.1512.07-0.000.00-0.57
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%86.49%86.11%89.13%90.35%90.52%90.79%90.04%89.94%84.69%N/A90.52%
Operating Profit Margin
N/A87.12%91.20%101.54%109.08%81.00%37.26%27.77%-0.95%46.01%N/A81.00%
Pretax Profit Margin
-70.22%1.98%20.83%28.67%32.75%38.17%37.26%27.77%-0.95%28.04%23.20%38.17%
Net Profit Margin
-103.21%1.86%20.83%57.29%21.80%24.08%29.46%21.42%-0.28%21.96%18.26%24.08%
Effective Tax Rate
-46.97%6.10%241.91%-99.83%33.43%36.91%20.92%22.87%69.73%21.67%21.31%36.91%
Return on Assets
-3.12%0.05%0.56%1.45%0.55%0.70%0.73%0.52%-0.00%0.66%0.67%0.55%
Return On Equity
-24.93%0.42%4.54%12.62%5.67%6.59%6.54%4.36%-0.06%4.74%4.67%6.59%
Return on Capital Employed
N/A2.77%2.47%2.57%2.79%2.38%0.93%0.68%-0.02%1.39%N/A2.38%
Liquidity Ratios
Current Ratio
0.500.505.570.140.000.000.000.57N/AN/AN/A0.00
Quick Ratio
1.07K8.876.275.990.551.15180.17132.82318.907.83N/A1.15
Cash ratio
170.41128.77101.67226.6020.579.38156.9984.39238.7998.09N/A9.38
Days of Sales Outstanding
27.5027.9051.0844.7942.9445.7149.0245.5140.2849.047.82K42.94
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/A27.9051.0844.7942.9445.7149.0245.5140.2849.04N/A45.71
Days of Payables Outstanding
N/A23.2858.6668.8498.4899.49122.4189.6465.2640.93N/A99.49
Cash Conversion Cycle
N/A4.62-7.57-24.04-55.53-53.78-73.39-44.13-24.988.11N/A-55.53
Debt Ratios
Debt Ratio
0.060.080.150.140.140.140.120.130.090.100.850.14
Debt Equity Ratio
0.500.621.261.241.431.301.101.090.830.715.841.43
Long-term Debt to Capitalization
0.330.380.550.550.580.560.520.510.450.41N/A0.56
Total Debt to Capitalization
0.330.380.550.550.580.560.520.520.450.41N/A0.56
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/A0.26N/AN/AN/AN/A
Cash Flow to Debt Ratio
-0.04-0.000.030.070.060.060.060.070.120.05N/A0.06
Company Equity Multiplier
7.977.068.058.6810.209.328.878.278.507.136.849.32
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.10-0.000.180.440.360.290.320.390.460.180.210.29
Free Cash Flow / Operating Cash Flow Ratio
1.2313.240.880.910.830.930.970.970.980.980.990.83
Cash Flow Coverage Ratio
-0.04-0.000.030.070.060.060.060.070.120.05N/A0.06
Short Term Coverage Ratio
N/AN/AN/AN/A1.963.62N/A4.398.06N/AN/A3.62
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A