Morgan Stanley
Network of computing nodes and a method of operating the computing nodes to effectuate real-time bank account-to-bank account money transfer

Abstract:

A network of computing nodes and a method of operating the computing nodes effectuate, in real-time, an international, money transfer from the bank account of a first person (the payer) in a first country to the bank account of a second person (the beneficiary) in a second, different, country.