Mission Valley Bancorp
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
9.648.979.5213.0714.2312.8614.859.409.066.5311.7812.86
Price/Sales ratio
1.211.941.962.652.652.451.782.071.511.361.202.45
Price/Book Value ratio
0.530.820.881.521.351.260.871.050.950.900.971.26
Price/Cash Flow ratio
43.31-7.80-1.93-346.361.686.6712.2922.20-464.637.85N/A6.67
Price/Free Cash Flow ratio
52.91-7.71-1.91-173.181.696.8213.6824.84-255.687.95N/A6.82
Price/Earnings Growth ratio
-0.850.150.957.18-1.130.90-0.400.08-1.960.120.11-1.13
Dividend Yield
2.88%1.28%1.33%1.03%N/A0.69%N/AN/A1.13%1.03%0.88%0.69%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%115.05%100%100%
Operating Profit Margin
24.87%39.51%37.27%38.52%30.76%26.52%16.59%31.92%29.49%13.74%29.74%26.52%
Pretax Profit Margin
20.19%35.64%34.11%34.21%23.91%26.52%16.59%31.92%23.30%29.07%30.11%23.91%
Net Profit Margin
12.60%21.63%20.64%20.28%18.62%19.05%12.03%22.07%16.70%20.9%10.66%19.05%
Effective Tax Rate
37.59%39.31%39.48%40.69%22.09%28.16%27.49%30.85%28.32%28.11%9.38%28.16%
Return on Assets
0.65%1.08%1.06%1.07%0.89%1.00%0.48%0.85%0.86%1.12%0.72%1.00%
Return On Equity
5.58%9.15%9.25%11.67%9.48%9.81%5.89%11.20%10.49%13.87%8.74%9.81%
Return on Capital Employed
1.30%2.00%1.95%2.06%1.50%1.43%0.67%1.26%1.54%3.90%2.03%1.50%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
6.846.2122.7629.7224.9715.0927.9147.8517.010.21N/A15.09
Cash ratio
6.645.996.166.715.294.1510.9420.964.760.09N/A4.15
Days of Sales Outstanding
16.1615.04N/AN/AN/AN/AN/AN/AN/A30.18N/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A30.18N/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A30.18N/AN/A
Debt Ratios
Debt Ratio
0.020.020.010.050.040.030.090.010.050.090.070.04
Debt Equity Ratio
0.190.180.160.540.490.351.110.220.711.190.830.49
Long-term Debt to Capitalization
0.160.150.140.350.330.250.520.180.410.120.450.33
Total Debt to Capitalization
0.160.150.140.350.330.250.520.180.410.540.450.33
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.89N/A
Cash Flow to Debt Ratio
0.06-0.58-2.77-0.001.610.530.060.21-0.000.09N/A0.53
Company Equity Multiplier
8.528.408.6510.8610.559.7412.2013.0312.1812.3311.4210.55
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.02-0.24-1.01-0.001.570.360.140.09-0.000.17N/A0.36
Free Cash Flow / Operating Cash Flow Ratio
0.811.011.0020.990.970.890.891.810.98N/A0.97
Cash Flow Coverage Ratio
0.06-0.58-2.77-0.001.610.530.060.21-0.000.09N/A0.53
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A0.11N/AN/A
Dividend Payout Ratio
27.81%11.54%12.73%13.51%N/A8.90%N/AN/A10.25%6.74%N/A8.90%