NB Bancorp, Inc. Common Stock
Financial ratios & Valuation

Historical Multiples (2021 – 2023)

2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
27.2519.5557.52N/A19.55
Price/Sales ratio
6.825.193.88N/A5.19
Price/Book Value ratio
1.801.700.74N/A1.70
Price/Cash Flow ratio
13.4114.8010.67N/A14.80
Price/Free Cash Flow ratio
13.9818.8311.28N/A18.83
Price/Earnings Growth ratio
N/A0.52-0.85N/A0.52
Dividend Yield
N/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%N/A100%
Operating Profit Margin
32.06%32.15%8.13%N/A32.15%
Pretax Profit Margin
32.06%32.15%8.13%N/A32.15%
Net Profit Margin
25.03%26.56%6.74%N/A26.56%
Effective Tax Rate
21.92%17.37%17.04%N/A17.37%
Return on Assets
0.73%0.83%0.21%N/A0.83%
Return On Equity
6.61%8.73%1.29%N/A8.73%
Return on Capital Employed
4.72%4.85%0.26%N/A4.85%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/A
Quick Ratio
0.510.19N/AN/A0.19
Cash ratio
0.190.04N/AN/A0.04
Days of Sales Outstanding
N/AN/A43.31N/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.000.080.00N/A0.08
Debt Equity Ratio
0.000.850.00N/A0.85
Long-term Debt to Capitalization
0.000.450.00N/A0.45
Total Debt to Capitalization
0.000.450.00N/A0.45
Interest Coverage Ratio
N/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
104.390.1363.42N/A0.13
Company Equity Multiplier
8.9610.445.98N/A10.44
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.500.350.36N/A0.35
Free Cash Flow / Operating Cash Flow Ratio
0.950.780.94N/A0.78
Cash Flow Coverage Ratio
104.390.1363.42N/A0.13
Short Term Coverage Ratio
267.34N/AN/AN/AN/A
Dividend Payout Ratio
N/AN/AN/AN/AN/A