NCR Corporation
METHODS AND SYSTEM FOR SECURELY CAPTURING AND PROVIDING TRANSACTION INFORMATION

Last updated:

Abstract:

An option is set on a payment card of a card issuer. A request for payment for a transaction is received by a payment server of the card issuer from a merchant device/server. The payment server requests and receives a one-time token based on the option. An authorization indicating payment was successful is sent from the payment server to the merchant device/server with a flag set, the token, and a network address. Merchant device/server identifies the flag obtains the token and sends an e-receipt for the transaction along with the token to the network address. The e-receipt accessible from the network address by a consumer associated with the transaction. Furthermore, the e-receipt is obtained by the consumer without registering personal information or contact information with the merchant, which preserves the anonymity of the consumer with respect to the merchant.

Status:
Application
Type:

Utility

Filling date:

30 Oct 2020

Issue date:

5 May 2022