Northfield Bancorp, Inc. (Staten Island, NY)
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
12.11
Price/Sales ratio
4.09
Earnings per Share (EPS)
$0.91

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
35.7834.4633.9131.2515.6519.7216.2411.0711.8914.5417.8315.65
Price/Sales ratio
8.557.487.816.425.256.264.254.594.374.052.366.26
Price/Book Value ratio
1.221.201.421.210.941.140.791.051.030.780.681.14
Price/Cash Flow ratio
28.2120.8323.5017.7411.8815.5110.8812.088.7211.6612.3911.88
Price/Free Cash Flow ratio
29.1221.3624.1018.6212.5716.6911.5112.399.0012.6313.4912.57
Price/Earnings Growth ratio
2.082.821.20-4.610.26-17.15-1.390.12-1.24-0.412.250.26
Dividend Yield
1.77%1.80%1.58%2.02%2.97%2.54%3.57%3.10%3.31%4.15%4.44%2.97%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%96.70%100%
Operating Profit Margin
55.97%56.90%54.21%62.82%71.84%41.88%35.40%57.09%63.88%38.28%19.37%41.88%
Pretax Profit Margin
37.87%35.01%35.09%42.93%41.64%41.88%35.40%57.09%51.03%38.28%17.82%41.88%
Net Profit Margin
23.89%21.70%23.04%20.54%33.57%31.78%26.18%41.53%36.75%27.85%12.66%31.78%
Effective Tax Rate
36.90%38.00%34.33%52.13%19.37%24.11%26.06%27.25%27.97%27.22%28.92%19.37%
Return on Assets
0.67%0.60%0.67%0.62%0.90%0.79%0.67%1.30%1.09%0.67%0.46%0.79%
Return On Equity
3.41%3.48%4.20%3.87%6.01%5.78%4.90%9.54%8.71%5.38%3.85%5.78%
Return on Capital Employed
1.57%1.60%1.86%3.52%3.19%1.58%1.65%3.53%3.46%0.92%1.15%1.58%
Liquidity Ratios
Current Ratio
0.030.010.02N/AN/AN/A0.03N/AN/AN/A0.50N/A
Quick Ratio
191.39222.255.841.832.030.860.590.530.42N/A0.500.86
Cash ratio
6.684.420.170.030.040.080.030.030.01N/A0.100.04
Days of Sales Outstanding
34.4933.5231.2732.4439.6242.1237.9531.2638.2449.9133.1542.12
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A33.15N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A33.15N/A
Debt Ratios
Debt Ratio
0.190.150.120.110.090.160.100.070.110.140.180.09
Debt Equity Ratio
0.960.880.740.730.611.180.740.550.881.141.500.61
Long-term Debt to Capitalization
0.490.460.420.420.380.540.420.350.460.530.600.38
Total Debt to Capitalization
0.490.460.420.420.380.540.420.350.460.530.600.38
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A1.30N/AN/AN/A0.40N/A
Cash Flow to Debt Ratio
0.040.060.080.090.120.060.090.150.130.050.030.06
Company Equity Multiplier
5.085.726.196.246.617.267.317.337.988.008.196.61
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.300.350.330.360.440.400.390.380.500.340.180.40
Free Cash Flow / Operating Cash Flow Ratio
0.960.970.970.950.940.920.940.970.960.920.960.94
Cash Flow Coverage Ratio
0.040.060.080.090.120.060.090.150.130.050.030.06
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
63.57%62.38%53.86%63.17%46.59%50.20%58.06%34.39%39.47%60.51%81.70%46.59%