Oregon Bancorp
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
71.476.164.717.455.465.823.934.4911.8814.6518.895.46
Price/Sales ratio
0.900.580.660.940.931.121.021.091.951.591.450.93
Price/Book Value ratio
0.730.730.971.581.401.741.771.331.120.710.761.74
Price/Cash Flow ratio
-1.36-2.44-1.16-1.65-1.67-2.03-1.94-1.84-3.933.83N/A-1.67
Price/Free Cash Flow ratio
-1.36-2.35-1.15-1.50-1.65-2.00-1.92-1.81-3.831.25N/A-1.65
Price/Earnings Growth ratio
-1.200.000.040.380.110.120.02-0.19-0.16-0.292.970.11
Dividend Yield
N/A2.67%3.35%4.78%5.47%4.96%4.41%11.45%12.19%7.41%4.02%4.96%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%101.07%100%100%
Operating Profit Margin
2.02%16.41%23.48%23.34%22.78%25.92%35.07%32.33%21.56%15.05%42.99%22.78%
Pretax Profit Margin
2.02%15.14%22.57%22.29%22.48%25.82%34.96%32.19%21.19%14.40%10.69%25.82%
Net Profit Margin
1.26%9.47%14.10%12.61%17.11%19.34%26.06%24.40%16.47%10.91%8.23%19.34%
Effective Tax Rate
37.64%37.44%37.51%43.43%23.87%25.11%25.47%24.18%22.25%24.28%23.06%25.11%
Return on Assets
0.11%1.27%2.32%2.42%3.12%4.25%7.12%5.42%1.71%0.89%0.60%4.25%
Return On Equity
1.02%11.89%20.70%21.19%25.71%29.97%45.10%29.63%9.43%4.86%4.10%29.97%
Return on Capital Employed
0.18%2.21%13.50%12.26%17.88%20.15%26.99%28.68%9.45%1.25%4.19%20.15%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.67N/A
Quick Ratio
N/A154.000.150.170.240.180.220.470.518.900.670.24
Cash ratio
N/A154.000.130.160.240.090.100.230.255.030.330.24
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.020.000.000.000.000.00N/AN/A0.00N/AN/A0.00
Debt Equity Ratio
0.240.090.060.040.030.04N/AN/A0.01N/AN/A0.04
Long-term Debt to Capitalization
0.190.080.050.040.020.01N/AN/AN/AN/AN/A0.01
Total Debt to Capitalization
0.190.080.060.040.030.04N/AN/A0.01N/AN/A0.04
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A1.88N/A
Cash Flow to Debt Ratio
-2.15-3.30-12.58-19.11-24.42-18.93N/AN/A-24.61N/AN/A-24.42
Company Equity Multiplier
9.029.298.918.758.237.046.325.465.515.426.727.04
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-0.66-0.23-0.57-0.56-0.55-0.55-0.52-0.59-0.490.41N/A-0.55
Free Cash Flow / Operating Cash Flow Ratio
1.001.031.001.091.011.011.001.011.023.04N/A1.01
Cash Flow Coverage Ratio
-2.15-3.30-12.58-19.11-24.42-18.93N/AN/A-24.61N/AN/A-24.42
Short Term Coverage Ratio
N/AN/A-107.94-138.82-146.52-30.71N/AN/A-24.61N/AN/A-146.52
Dividend Payout Ratio
N/A16.48%15.81%35.69%29.94%28.92%17.37%51.54%145.02%108.61%N/A28.92%