Ohio Valley Banc Corp.
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
12.4611.7917.1025.2014.0019.0611.0112.089.448.699.7319.06
Price/Sales ratio
2.362.402.653.693.173.702.282.782.291.941.383.70
Price/Book Value ratio
1.161.111.131.731.411.470.821.000.930.760.741.47
Price/Cash Flow ratio
8.619.728.8513.059.2112.809.0410.787.875.296.5812.80
Price/Free Cash Flow ratio
9.4011.9610.1314.8210.8422.1612.4911.768.996.087.3922.16
Price/Earnings Growth ratio
-8.302.11-0.7240.070.24-1.073.810.830.66-1.622.740.24
Dividend Yield
3.42%3.62%3.02%2.07%2.37%2.11%3.55%2.83%3.74%4.43%3.63%2.37%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%131.69%103.94%100%
Operating Profit Margin
26.35%27.04%19.83%23.44%37.35%22.99%24.90%27.54%34.16%38.58%17.80%22.99%
Pretax Profit Margin
26.35%27.04%19.83%23.44%26.96%22.99%24.90%27.54%28.99%26.86%17.24%22.99%
Net Profit Margin
19.01%20.36%15.52%14.67%22.67%19.43%20.75%23.05%24.27%22.32%14.20%19.43%
Effective Tax Rate
27.87%24.67%21.71%37.39%15.88%15.46%16.64%16.29%16.28%16.89%17.63%15.88%
Return on Assets
1.03%1.07%0.72%0.73%1.15%0.97%0.86%0.93%1.10%0.93%0.78%0.97%
Return On Equity
9.36%9.47%6.62%6.86%10.13%7.72%7.52%8.29%9.87%8.77%7.96%7.72%
Return on Capital Employed
1.46%1.45%3.84%4.94%7.36%4.55%5.19%2.55%3.49%3.70%0.98%4.55%
Liquidity Ratios
Current Ratio
0.010.010.010.010.010.01N/AN/AN/AN/A276.000.01
Quick Ratio
54.3353.321.121.131.160.290.420.700.420.17276.001.16
Cash ratio
2.633.740.050.090.090.070.140.220.070.1676.970.09
Days of Sales Outstanding
15.5215.7718.9617.8518.28N/AN/AN/AN/A23.2621.4318.28
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A23.2621.43N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A23.2621.43N/A
Debt Ratios
Debt Ratio
0.040.030.040.030.040.030.020.020.010.030.030.03
Debt Equity Ratio
0.380.300.430.350.400.270.220.190.160.370.320.32
Long-term Debt to Capitalization
0.270.230.300.260.290.210.180.160.140.230.240.24
Total Debt to Capitalization
0.270.230.300.260.290.210.180.160.140.270.240.24
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A1.98N/AN/AN/A0.99N/A
Cash Flow to Debt Ratio
0.340.370.290.370.370.410.410.460.690.380.350.41
Company Equity Multiplier
9.038.809.139.388.747.908.708.848.969.389.818.74
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.270.240.290.280.340.280.250.250.290.360.200.28
Free Cash Flow / Operating Cash Flow Ratio
0.910.810.870.880.840.570.720.910.870.870.880.84
Cash Flow Coverage Ratio
0.340.370.290.370.370.410.410.460.690.380.350.41
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A2.59N/AN/A
Dividend Payout Ratio
42.62%42.74%51.80%52.36%33.21%40.37%39.20%34.24%35.38%38.56%35.80%33.21%