Prosperity Bancshares
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
11.5910.73
Price/Sales ratio
4.774.41
Earnings per Share (EPS)
$5.81$6.27

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
12.8111.6918.2217.8813.5115.8912.2012.9012.6915.0016.1513.51
Price/Sales ratio
4.894.556.816.825.976.635.756.085.975.894.106.63
Price/Book Value ratio
1.170.961.371.271.070.881.051.040.990.880.970.88
Price/Cash Flow ratio
10.9410.7814.9512.4613.5813.1111.089.6413.149.7310.1613.11
Price/Free Cash Flow ratio
11.3311.1115.1812.8214.2613.7411.529.9114.3410.2710.4713.74
Price/Earnings Growth ratio
0.71-2.19-4.96-35.240.76-8.140.47-9.155.46-0.70-1.59-1.59
Dividend Yield
1.79%2.33%1.72%1.96%2.39%2.43%2.69%2.75%2.90%3.26%2.99%2.39%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%149.65%99.96%100%
Operating Profit Margin
62.88%63.81%61.57%65.38%68.80%52.61%57.46%59.92%67.84%64.71%32.51%52.61%
Pretax Profit Margin
57.27%58.48%55.69%56.91%55.39%52.61%57.46%59.92%59.80%50.03%32.40%52.61%
Net Profit Margin
38.21%38.97%37.40%38.14%44.22%41.73%47.12%47.17%47.08%39.25%25.37%41.73%
Effective Tax Rate
33.27%33.36%32.83%32.97%20.15%20.67%18.00%21.27%21.26%21.54%21.68%20.15%
Return on Assets
1.38%1.30%1.22%1.20%1.41%1.03%1.55%1.37%1.39%1.08%1.10%1.03%
Return On Equity
9.16%8.27%7.53%7.11%7.94%5.56%8.62%8.07%7.82%5.92%6.17%5.56%
Return on Capital Employed
2.27%2.17%2.11%2.11%2.31%1.35%1.89%1.74%2.10%2.79%2.98%2.31%
Liquidity Ratios
Current Ratio
0.54N/AN/AN/AN/A0.33N/AN/AN/AN/A0.56N/A
Quick Ratio
3.21K21.2510.5221.3110.721.221.01K4.55K0.790.040.561.22
Cash ratio
212.311.150.440.770.390.43387.922.02K0.220.030.100.43
Days of Sales Outstanding
24.3625.7626.5228.8328.3537.0126.6821.8928.9732.9122.3937.01
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A32.9122.39N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/A-23.9593.24KN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A56.87-93.22KN/A
Debt Ratios
Debt Ratio
0.000.020.000.020.000.04N/A0.01N/A0.090.090.00
Debt Equity Ratio
0.050.140.000.130.000.23N/A0.06N/A0.520.520.00
Long-term Debt to Capitalization
0.050.000.000.000.000.02N/A0.06N/A0.340.340.00
Total Debt to Capitalization
0.050.120.000.110.000.19N/A0.06N/A0.340.340.00
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A5.69N/AN/AN/A1.12N/A
Cash Flow to Debt Ratio
1.970.6357.830.77284.320.28N/A1.55N/A0.170.180.28
Company Equity Multiplier
6.626.366.135.905.595.395.555.885.625.445.445.39
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.440.420.450.540.440.500.510.630.450.600.400.50
Free Cash Flow / Operating Cash Flow Ratio
0.960.960.980.970.950.950.960.970.910.940.970.95
Cash Flow Coverage Ratio
1.970.6357.830.77284.320.28N/A1.55N/A0.170.180.28
Short Term Coverage Ratio
N/A0.64N/A0.78N/A0.31N/AN/AN/AN/AN/A0.31
Dividend Payout Ratio
22.99%27.30%31.41%35.23%32.33%38.76%32.86%35.48%36.82%49.05%47.57%32.33%