People's United Financial
Financial ratios & Valuation

Historical Multiples (2012 – 2021)

2012 2013 2014 2015 2016 2017 2018 2019 2020 2021 TTM Median
Valuation Ratios
Price/Earnings ratio
17.1520.4318.0718.7720.9018.4710.8412.8924.8712.5313.4218.47
Price/Sales ratio
3.383.883.663.834.464.283.163.642.744.004.284.28
Price/Book Value ratio
0.831.030.981.031.141.070.770.840.710.951.021.07
Price/Cash Flow ratio
8.1912.5112.9914.8717.5010.348.6127.876.4816.3017.4610.34
Price/Free Cash Flow ratio
9.7916.0715.3419.6920.0310.8710.1238.776.8516.3017.4610.87
Price/Earnings Growth ratio
0.657.351.337.882.562.140.34-8.57-0.410.070.072.14
Dividend Yield
5.17%4.31%N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
N/AN/A100%100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
N/AN/A40.19%41.34%42.93%46.03%55.95%60.82%29.49%45.40%N/A46.03%
Pretax Profit Margin
29.19%27.75%30.64%30.62%31.14%32.13%35.96%35.39%17.49%40.00%40.00%31.14%
Net Profit Margin
19.74%19.02%20.26%20.39%21.37%23.20%29.21%28.23%11.02%31.95%31.95%21.37%
Effective Tax Rate
32.36%31.46%33.86%33.39%31.37%27.80%18.77%20.23%37.00%20.11%20.11%27.80%
Return on Assets
0.80%0.69%0.69%0.66%0.69%0.75%0.97%0.88%0.34%0.93%0.93%0.69%
Return On Equity
4.86%5.08%5.43%5.49%5.46%5.79%7.16%6.54%2.88%7.65%7.79%5.46%
Return on Capital Employed
N/AN/A1.47%1.48%1.49%1.60%1.97%2.02%0.94%1.32%N/A1.60%
Liquidity Ratios
Current Ratio
0.01N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
5.481.3713.749.2810.9512.3215.6714.9988.91N/AN/A12.32
Cash ratio
0.620.130.480.220.210.310.380.257.19N/AN/A0.31
Days of Sales Outstanding
35.4240.1240.6943.1045.4456.1044.6443.7145.22N/AN/A56.10
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.830.860.090.110.100.080.060.070.020.020.870.10
Debt Equity Ratio
5.016.270.710.950.800.660.500.550.240.197.180.80
Long-term Debt to Capitalization
0.150.160.210.210.200.160.120.140.140.160.160.16
Total Debt to Capitalization
0.260.480.410.480.440.400.330.350.190.16N/A0.40
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
0.270.080.100.070.080.150.170.050.450.29N/A0.15
Company Equity Multiplier
6.017.277.768.217.897.637.327.378.298.188.187.89
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.410.310.280.250.250.410.360.130.420.240.240.41
Free Cash Flow / Operating Cash Flow Ratio
0.830.770.840.750.870.950.850.710.94110.87
Cash Flow Coverage Ratio
0.270.080.100.070.080.150.170.050.450.29N/A0.15
Short Term Coverage Ratio
0.560.100.170.100.110.210.250.071.51N/AN/A0.21
Dividend Payout Ratio
88.83%88.12%N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A