Peoples Financial
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
-6.37-10.04495.4424.1491.9932.23-24.019.057.588.463.6732.23
Price/Sales ratio
2.171.823.442.762.492.252.643.1139.482.302.542.49
Price/Book Value ratio
0.670.500.930.730.660.560.690.881.221.120.880.66
Price/Cash Flow ratio
9.719.9326.3113.4313.5313.0411.1517.598.578.5712.5213.04
Price/Free Cash Flow ratio
10.1710.9138.9714.6816.1414.6512.0530.5511.8211.9113.3414.65
Price/Earnings Growth ratio
-0.000.18-4.790.01-1.210.190.09-0.021.993.230.15-1.21
Dividend Yield
0.80%N/AN/A0.07%0.17%0.27%0.14%0.95%1.31%3.18%2.40%0.17%
Profitability Indicator Ratios
Gross Profit Margin
90.68%93.92%96.14%96.30%96.16%100%100%100%100%79.13%91.64%100%
Operating Profit Margin
-13.08%-17.67%5.28%12.89%14.01%6.98%-11.01%33.32%504.54%51.23%42.43%14.01%
Pretax Profit Margin
-17.99%-21.13%1.02%6.97%2.55%6.98%-11.01%33.32%378.92%33.55%26.13%2.55%
Net Profit Margin
-34.10%-18.12%0.69%11.47%2.71%6.98%-11.01%34.36%520.43%27.24%69.27%2.71%
Effective Tax Rate
-89.54%14.23%31.83%-64.36%-6.07%100%100%0.71%-37.34%18.79%-165.04%100%
Return on Assets
-1.49%-0.71%0.02%0.42%0.10%0.28%-0.41%1.08%1.03%1.14%2.84%0.10%
Return On Equity
-10.53%-5.00%0.18%3.04%0.72%1.76%-2.89%9.72%16.19%13.22%29.83%0.72%
Return on Capital Employed
-0.57%-0.69%0.23%0.60%0.69%0.35%-0.55%1.38%1.30%2.15%1.74%0.69%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
N/AN/A0.280.230.152.162.172.502.13N/AN/A2.16
Cash ratio
N/AN/A0.290.180.110.240.530.250.16N/AN/A0.24
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A39.38N/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A39.38N/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A39.38N/A
Debt Ratios
Debt Ratio
0.050.020.000.010.050.000.000.00N/A0.020.030.03
Debt Equity Ratio
0.400.200.070.120.410.030.010.00N/A0.260.310.31
Long-term Debt to Capitalization
0.280.160.060.100.290.030.010.00N/A0.210.230.23
Total Debt to Capitalization
0.280.160.060.100.290.030.010.00N/A0.210.230.23
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A1.27N/A
Cash Flow to Debt Ratio
0.160.250.500.440.111.176.115.15N/A0.480.220.11
Company Equity Multiplier
7.046.977.777.177.096.257.048.9315.6111.548.447.09
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.220.180.130.200.180.170.230.174.600.260.200.18
Free Cash Flow / Operating Cash Flow Ratio
0.950.910.670.910.830.890.920.570.720.710.930.83
Cash Flow Coverage Ratio
0.160.250.500.440.111.176.115.15N/A0.480.220.11
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
-5.11%N/AN/A1.84%16.05%8.81%-3.56%8.62%9.94%26.98%11.87%11.87%