QCR Holdings
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
11.91
Price/Sales ratio
3.10
Earnings per Share (EPS)
$6.33

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
9.4614.8419.6515.9910.9912.0110.308.898.358.6011.6810.99
Price/Sales ratio
1.612.574.443.992.633.162.263.232.722.892.533.16
Price/Book Value ratio
0.981.111.901.611.001.281.051.291.071.101.391.00
Price/Cash Flow ratio
5.528.3412.5416.937.379.015.569.976.972.592.439.01
Price/Free Cash Flow ratio
6.009.7714.5720.428.9710.765.7811.849.692.702.6110.76
Price/Earnings Growth ratio
-0.53-2.360.570.731.220.481.970.13-1.460.60-1.690.48
Dividend Yield
1.38%0.31%0.36%0.43%0.69%0.54%0.60%0.43%0.47%0.41%0.29%0.54%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%88.18%100%
Operating Profit Margin
20.50%21.10%29.88%28.46%29.00%33.02%26.63%44.68%37.33%37.61%18.04%33.02%
Pretax Profit Margin
20.50%21.10%29.88%28.46%29.00%33.02%26.63%44.68%37.33%37.55%23.58%33.02%
Net Profit Margin
17.03%17.34%22.61%25.00%23.99%26.32%22.01%36.38%32.57%33.68%21.67%26.32%
Effective Tax Rate
16.89%17.81%24.33%12.16%17.29%20.29%17.33%18.57%12.75%10.31%8.08%20.29%
Return on Assets
0.59%0.65%0.83%0.89%0.87%1.16%1.06%1.62%1.24%1.32%1.28%0.87%
Return On Equity
10.37%7.49%9.67%10.10%9.11%10.72%10.20%14.60%12.82%12.80%12.56%9.11%
Return on Capital Employed
0.71%0.79%1.12%3.63%1.05%4.25%4.72%7.70%4.23%1.48%1.06%1.05%
Liquidity Ratios
Current Ratio
17.4518.9124.1821.4719.580.0111.29N/AN/AN/A150.6319.58
Quick Ratio
N/AN/A17.840.2594.690.240.170.140.13N/A150.6394.69
Cash ratio
N/AN/A3.360.0424.300.060.030.020.02N/A90.8324.30
Days of Sales Outstanding
690.53649.51N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.100.070.080.060.060.050.030.020.080.080.070.06
Debt Equity Ratio
1.830.831.010.730.720.490.280.240.900.800.670.67
Long-term Debt to Capitalization
0.640.450.460.420.410.330.220.190.470.440.400.40
Total Debt to Capitalization
0.640.450.500.420.410.330.220.190.470.440.400.40
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A0.40N/AN/AN/A0.40N/A
Cash Flow to Debt Ratio
0.090.150.140.120.180.280.650.520.170.520.840.18
Company Equity Multiplier
17.5211.4811.5411.2710.469.169.609.0010.289.639.309.30
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.290.300.350.230.350.350.400.320.391.111.040.35
Free Cash Flow / Operating Cash Flow Ratio
0.920.850.860.820.820.830.960.840.710.960.930.82
Cash Flow Coverage Ratio
0.090.150.140.120.180.280.650.520.170.520.840.18
Short Term Coverage Ratio
N/AN/A1.08N/A7.14N/AN/AN/AN/AN/A203.247.14
Dividend Payout Ratio
13.13%4.61%7.15%6.98%7.65%6.56%6.23%3.83%3.98%3.54%4.32%6.56%