Qifu Technology
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
0.840.72
Price/Sales ratio
0.250.23
Earnings per Share (EPS)
$34.58$40.33

Historical Multiples (2016 – 2023)

2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
-228.50-63.999.053.923.283.875.454.307.553.92
Price/Sales ratio
2.85K13.502.431.060.841.341.321.132.931.06
Price/Book Value ratio
-520.3626.492.431.361.201.471.160.841.801.36
Price/Cash Flow ratio
-69.12-95.9337.913.302.153.863.702.594.773.30
Price/Free Cash Flow ratio
-66.78-90.1639.083.332.163.883.722.625.123.33
Price/Earnings Growth ratio
N/A-0.27-0.010.090.070.06-0.173.35-0.000.07
Dividend Yield
N/AN/A28.65%N/AN/AN/A4.50%5.10%3.06%N/A
Profitability Indicator Ratios
Gross Profit Margin
-694.81%79.07%81.19%77.42%76.35%77.16%70.66%64.13%65.46%76.35%
Operating Profit Margin
-1727.56%-29.00%37.32%32.18%30.09%42.31%29.22%18.29%37.29%32.18%
Pretax Profit Margin
-1727.38%-29.00%37.32%32.18%30.09%42.21%28.64%32.39%48.73%32.18%
Net Profit Margin
-1249.45%-21.10%26.83%27.13%25.77%34.75%24.30%26.30%36.49%27.13%
Effective Tax Rate
-27.66%27.22%28.09%15.70%14.35%17.91%15.53%19.11%25.34%15.70%
Return on Assets
-55.53%-6.04%16.23%12.28%14.33%17.25%9.97%9.35%11.61%14.33%
Return On Equity
227.72%-41.40%26.87%34.67%36.88%38.02%21.35%19.53%24.42%36.88%
Return on Capital Employed
314.85%-58.90%37.24%14.72%16.87%21.26%12.03%25.64%11.87%16.87%
Liquidity Ratios
Current Ratio
N/AN/A2.532.01N/AN/AN/AN/AN/AN/A
Quick Ratio
1.320.353.16110.46143.0384.30275.881.30N/A143.03
Cash ratio
0.050.190.4910.5423.6515.3847.770.12N/A23.65
Days of Sales Outstanding
3.85175.0811.707.8231.5484.1171.95175.39112.517.82
Days of Inventory outstanding
-840.350.00-1.79K-2.64K-1.71K-1.78K-1.93KN/AN/A-2.64K
Operating Cycle
-836.50175.08-1.78K-2.63K-1.68K-1.69K-1.86K175.39112.51-2.63K
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
-836.50175.08-1.78K-2.63K-1.68K-1.69K-1.86K175.39112.51-2.63K
Debt Ratios
Debt Ratio
N/AN/A0.000.000.000.010.000.010.020.00
Debt Equity Ratio
N/AN/A0.000.020.010.020.000.030.040.02
Long-term Debt to Capitalization
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Total Debt to Capitalization
N/AN/A0.000.020.010.020.000.030.040.02
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
N/AN/A20.3914.8628.5114.5639.488.918.2828.51
Company Equity Multiplier
-4.106.851.652.822.572.202.142.082.052.57
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-41.30-0.140.060.320.390.340.350.430.570.32
Free Cash Flow / Operating Cash Flow Ratio
1.031.060.970.990.990.990.990.980.990.99
Cash Flow Coverage Ratio
N/AN/A20.3914.8628.5114.5639.488.918.2828.51
Short Term Coverage Ratio
N/AN/A20.3914.8628.5114.5639.488.918.2828.51
Dividend Payout Ratio
N/AN/A259.59%N/AN/AN/A24.56%21.97%17.24%N/A