Regional Management Corp. – NYSE:RM

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$38.59

+4.87

+14.44%

Market closed

Open in 2 days

+21.38%

month

+21.38%

quarter

+26.48%

year

Market Cap	336.40M
Enterprise value	1.76B

P/E	13.89
EV/Sales	3.18
EV/EBITDA	16.60
Price/Sales	0.61
Price/Book	0.92
PEG ratio	3.35
EPS	2.37

Revenue	527.15M
EBITDA	194.72M
Income	22.47M
Revenue Q/Q	21.68%
Revenue Y/Y	12.00%

Profit margin	4.23%
Oper. margin	49.77%
Gross margin	96.37%
EBIT margin	49.77%
EBITDA margin	36.94%

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10 years history
Forward ratios (Analysts estimates)

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Regional Management Corp. (NYSE:RM): Profit margin
Jun 2023	117.26M	6.02M	5.14%
Sep 2023	123.93M	8.82M	7.12%
Dec 2023	141.65M	-7.57M	-5.35%
Mar 2024	144.30M	15.20M	10.54%

Regional Management Corp. Financials Estimate

Q Y

Regional Management Corp. (NYSE:RM): Analyst Estimates
Sep 2025	159.16M	15.71M	9.87%
Oct 2025	152.76M	12.94M	8.48%
Dec 2025	157.31M	12.46M	7.93%
Mar 2026	177.77M	12.45M	7.01%

Analysts Price target
Financials & Ratios estimates

Regional Management Corp. (NYSE:RM): Earnings per share (EPS)
2023-05-03	0.55	0.9

Regional Management Corp. (NYSE:RM): Payout ratio
Payout ratio	51.43%

Regional Management Corp. (NYSE:RM): Dividend Yield
2019
2020	0.68%
2021	1.65%
2022	4.35%
2023	5.04%

Regional Management Corp. (NYSE:RM): Debt to assets
Jun 2023	1723616000	1.37B	79.78%
Sep 2023	1765340000	1.40B	79.54%
Dec 2023	1794527000	1.47B	82.04%
Mar 2024	1756748000	1.42B	80.85%

Regional Management Corp. (NYSE:RM): Cash Flow
Jun 2023	62.07M	-64.57M	9.67M
Sep 2023	67.54M	-109.33M	24.76M
Dec 2023	66.89M	-84.61M	21.95M
Mar 2024	58.47M	-20.32M	-44.40M

Regional Management Corp. alternative data

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Regional Management Corp.
Employees

Regional Management Corp. (NYSE:RM): Employee count
Aug 2023	1,991
Sep 2023	1,991
Oct 2023	1,991
Nov 2023	1,991
Dec 2023	1,991
Jan 2024	1,991
Feb 2024	1,991
Mar 2024	2,081
Apr 2024	2,081
May 2024	2,081
Jun 2024	2,081
Jul 2024	2,081

Regional Management Corp.
Hedge Funds Holdings Q1 2023

45.98% -39.17%

of RM is owned by hedge funds

44 -30

hedge funds hold RM stock

4.44M -3.67M

shares is hold by hedge funds

RM hedge funds holdings changes

Regional Management Corp.
Insider Trading

Regional Management Corp. (NYSE:RM): Insider trades (number of shares)
Period	Buy	Sel
Feb 2024	28000	27342
Mar 2024	29192	6314
May 2024	72546	0
Dec 2024	2671	14799

Transaction	Date	Insider	Security	Shares	Price per share	Total value
Purchase	11 Dec 2024	BASSWOOD CAPITAL MANAGEMENT, L.L.C. director, 10 percent o.. director, 10 percent owner, oth..	Common Stock, par value $0.10 per share ("Common Stock")	2,671	$34.1	$91,081
Sale	11 Dec 2024	BASSWOOD CAPITAL MANAGEMENT, L.L.C. director, 10 percent o.. director, 10 percent owner, oth..	Common Stock	2,671	$34.04	$90,921
Sale	6 Dec 2024	ATWOOD CATHERINE R officer: SVP and General Counsel officer: SVP and General Counsel	Common Stock	1,128	$33	$37,224
Sale	5 Dec 2024	BECK ROBERT WILLIAM director, officer..	Common Stock	3,896	$32.56	$126,854
Sale	4 Dec 2024	BECK ROBERT WILLIAM director, officer..	Common Stock	6,404	$32.49	$208,066
Sale	4 Dec 2024	BECK ROBERT WILLIAM director, officer..	Common Stock	700	$33.13	$23,191
Option	3 Dec 2024	ATWOOD CATHERINE R officer: SVP and General Counsel officer: SVP and General Counsel	Common Stock	1,911	$14.75	$28,187
Option	3 Dec 2024	ATWOOD CATHERINE R officer: SVP and General Counsel officer: SVP and General Counsel	Common Stock	1,000	$15.06	$15,060
Option	3 Dec 2024	ATWOOD CATHERINE R officer: SVP and General Counsel officer: SVP and General Counsel	Stock Option (right to buy)	2,911	$14.91	$43,388
Option	4 Sep 2024	CAMPOS ROEL C director director	Common Stock	9,188	$15.89	$145,997

RM insider trading transactions

Regional Management Corp.
Earnings Call Transcripts

Quarter	Transcript
Q1 2024 1 May 2024	Q1 2024 Earnings Call Transcript
Q4 2023 7 Feb 2024	Q4 2023 Earnings Call Transcript
Q3 2023 1 Nov 2023	Q3 2023 Earnings Call Transcript
Q2 2023 2 Aug 2023	Q2 2023 Earnings Call Transcript

RM earnings call transcripts

Regional Management Corp.
Executives

Insider	Age	Compensation
Mr. Robert William Beck (1964) Pres, Chief Executive Officer & Director	61	$1,570,000
Mr. John D. Schachtel (1961) Executive Vice President & Chief Operating Officer	64	$1,310,000
Mr. Manish Parmar (1978) Executive Vice President & Chief Credit Risk Officer	47	$1,160,000
Mr. Brian J. Fisher (1984) Executive Vice President and Chief Strategy & Devel. Officer	41	$968,590
Ms. Harpreet Rana (1972) Executive Vice President & Chief Financial Officer	53	$203,400

Regional Management Corp.
Latest News

Tuesday, 3 December 2024
16:01	Regional Management Unveils $30M Buyback Plan & Growth Targets	zacks.com
12:30	Regional Management Announces $30M Stock Buyback Plan, '25 Growth View	zacks.com
Monday, 2 December 2024
16:15	Regional Management Corp. Announces Stock Repurchase Program and Growth Outlook	businesswire.com
Wednesday, 27 November 2024
16:15	Regional Management Corp. Completes $250 Million Asset-Backed Securitization	businesswire.com
Wednesday, 13 November 2024
13:35	Regional Management Shares Plunge 9.3% Despite Q3 Earnings Beat	zacks.com
Friday, 8 November 2024
10:46	Are Investors Undervaluing Regional Management (RM) Right Now?	zacks.com
Wednesday, 6 November 2024
22:07	Regional Management Corp. (RM) Q3 2024 Earnings Call Transcript	seekingalpha.com
19:30	Regional Management (RM) Q3 Earnings Top Estimates	zacks.com
16:15	Regional Management Corp. Announces Third Quarter 2024 Results	businesswire.com
Wednesday, 9 October 2024
16:15	Regional Management Corp. to Report Third Quarter 2024 Results on Wednesday, November 6, 2024	businesswire.com
Monday, 30 September 2024
14:45	Regional Management Corp. Offers Assistance to Customers Impacted by Hurricane Helene	businesswire.com
Tuesday, 3 September 2024
12:51	Regional Management Stock Rises 16% in a Month: Should You Buy?	zacks.com
Wednesday, 14 August 2024
12:51	Regional Management (RM) Declines 2.5% Despite Q2 Earnings Beat	zacks.com
Friday, 9 August 2024
06:20	7 Stocks Set to Explode in August 2024	investorplace.com
Wednesday, 31 July 2024
21:56	Regional Management Corp. (RM) Q2 2024 Earnings Call Transcript	seekingalpha.com
20:15	Regional Management (RM) Q2 Earnings Top Estimates	zacks.com
Thursday, 18 July 2024
04:51	Regional Management (RM) Surges 6.9%: Is This an Indication of Further Gains?	zacks.com
Monday, 1 July 2024
16:15	Regional Management Corp. to Report Second Quarter 2024 Results on Wednesday, July 31, 2024	businesswire.com
Thursday, 13 June 2024
16:15	Regional Management Corp. Completes $187 Million Asset-Backed Securitization	businesswire.com
Thursday, 30 May 2024
12:57	Regional Management Corp. Raises Over $50,000 in Support of the American Heart Association Upstate Heart Walk	businesswire.com
Saturday, 4 May 2024
11:10	Regional Management Corp. (RM) Q1 2024 Earnings Call Transcript	Seeking Alpha
Wednesday, 24 April 2024
11:08	Earnings Preview: Regional Management (RM) Q1 Earnings Expected to Decline	Zacks Investment Research
Thursday, 11 April 2024
10:01	Can Small-Cap Stocks Renew Their Momentum in 2024?	Zacks Investment Research
Tuesday, 9 April 2024
10:45	Should Value Investors Buy Regional Management (RM) Stock?	Zacks Investment Research
Wednesday, 14 February 2024
10:05	Regional Management (RM) Down 10.8% Despite Q4 Earnings Beat	Zacks Investment Research
Wednesday, 7 February 2024
21:11	Regional Management Corp. (RM) Q4 2023 Earnings Call Transcript	Seeking Alpha
19:51	Regional Management (RM) Surpasses Q4 Earnings and Revenue Estimates	Zacks Investment Research
Wednesday, 31 January 2024
11:05	Analysts Estimate Regional Management (RM) to Report a Decline in Earnings: What to Look Out for	Zacks Investment Research
Monday, 8 January 2024
16:15	Regional Management Corp. to Report Fourth Quarter 2023 Results on Wednesday, February 7, 2024	Business Wire
Tuesday, 28 November 2023
08:16	New Strong Sell Stocks for November 28th	Zacks Investment Research

Ideas & Opinions

Seeking Alpha 3 Nov 2022

Regional Management Corp.: Robust Sales, Strong Margins, Stable Loan Book

Frequently Asked Questions (FAQ)

What's the price of Regional Management Corp. stock today?

One share of Regional Management Corp. stock can currently be purchased for approximately $38.59.
When is Regional Management Corp.'s next earnings date?

Unfortunately, Regional Management Corp.'s (RM) next earnings date is currently unknown.
Does Regional Management Corp. pay dividends?

Yes, Regional Management Corp. pays dividends and its trailing 12-month yield is 3.56% with 51% payout ratio. The last Regional Management Corp. stock dividend of $0.25 was paid on 15 Dec 2021.
How much money does Regional Management Corp. make?

Regional Management Corp. has a market capitalization of 336.40M and it's past years’ income statements indicate that its last revenue has increased compared to the previous period by 16.58% to 551.4M US dollars. Regional Management Corp. earned 15.96M US dollars in net income (profit) last year or $0.9 on an earnings per share basis.
What is Regional Management Corp.'s stock symbol?

Regional Management Corp. is traded on the NYSE under the ticker symbol "RM".
What is Regional Management Corp.'s primary industry?

Company operates in the Financial Services sector and Financial - Credit Services industry.
How do i buy shares of Regional Management Corp.?

Shares of Regional Management Corp. can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are Regional Management Corp.'s key executives?
Regional Management Corp.'s management team includes the following people:
- Mr. Robert William Beck Pres, Chief Executive Officer & Director(age: 61, pay: $1,570,000)
- Mr. John D. Schachtel Executive Vice President & Chief Operating Officer(age: 64, pay: $1,310,000)
- Mr. Manish Parmar Executive Vice President & Chief Credit Risk Officer(age: 47, pay: $1,160,000)
- Mr. Brian J. Fisher Executive Vice President and Chief Strategy & Devel. Officer(age: 41, pay: $968,590)
- Ms. Harpreet Rana Executive Vice President & Chief Financial Officer(age: 53, pay: $203,400)
How many employees does Regional Management Corp. have?

As Jul 2024, Regional Management Corp. employs 2,081 workers.
When Regional Management Corp. went public?

Regional Management Corp. is publicly traded company for more then 13 years since IPO on 28 Mar 2012.
What is Regional Management Corp.'s official website?

The official website for Regional Management Corp. is regionalmanagement.com.
Where are Regional Management Corp.'s headquarters?

Regional Management Corp. is headquartered at 979 Batesville Road, Greer, SC.
How can i contact Regional Management Corp.?

Regional Management Corp.'s mailing address is 979 Batesville Road, Greer, SC and company can be reached via phone at +86 44487000.

Regional Management Corp.

regionalmanagement.com

Exchange:

NYSE

Full time employees:

2,081

Industry:

Financial - Credit Services

Sector:

Financial Services

Regional Management Corp., a diversified consumer finance company, provides various installment loan products primarily to customers with limited access to consumer credit from banks, thrifts, credit card companies, and other lenders in the United States. It offers small and large installment loans; and retail loans to finance the purchase of furniture, appliances, and other retail products. The company also provides insurance products, including credit life, credit accident and health, credit property, vehicle single interest, and credit involuntary unemployment insurance; collateral protection insurance; and property insurance, as well as reinsurance products. In addition, its loans are sourced through branches, centrally managed direct mail campaigns, digital partners, and retailers, as well as its consumer website. As of February 24, 2022, the company operated through a network of approximately 350 branches in 14 states. Regional Management Corp. was incorporated in 1987 and is headquartered in Greer, South Carolina.

+86 44487000

979 Batesville Road
Greer, SC 29651

CIK: 0001519401
ISIN: US75902K1060
CUSIP: 75902K106