Red River Bancshares
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
12.32
Price/Sales ratio
3.86
Earnings per Share (EPS)
$5.09

Historical Multiples (2016 – 2023)

2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
24.2925.9015.7115.9712.8911.829.9311.5211.2312.89
Price/Sales ratio
5.375.704.965.053.984.093.503.762.483.98
Price/Book Value ratio
2.412.031.871.571.271.301.371.321.151.27
Price/Cash Flow ratio
18.9718.0315.0114.9928.346.257.9910.029.0428.34
Price/Free Cash Flow ratio
19.5621.8119.3717.4862.956.629.7911.429.2162.95
Price/Earnings Growth ratio
N/A-4.120.241.641.370.650.73-2.190.111.37
Dividend Yield
N/AN/A0.27%0.33%0.48%0.52%0.54%0.56%0.66%0.33%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%89.02%90.80%91.19%90.42%100%89.12%89.02%
Operating Profit Margin
31.47%45.81%49.37%38.82%37.82%42.08%49.82%48.91%31.79%37.82%
Pretax Profit Margin
30.35%35.48%38.88%38.82%37.82%42.08%42.95%40.20%27.57%37.82%
Net Profit Margin
22.13%22.02%31.61%31.63%30.88%34.61%35.24%32.65%22.31%30.88%
Effective Tax Rate
27.07%37.93%18.69%18.51%18.34%17.74%17.92%18.78%19.06%18.51%
Return on Assets
0.91%0.81%1.23%1.24%1.06%1.02%1.19%1.11%1.07%1.07%
Return On Equity
9.94%7.85%11.90%9.85%9.85%11.05%13.89%11.47%10.76%9.85%
Return on Capital Employed
3.49%1.68%1.93%1.53%1.30%1.24%1.69%1.66%4.29%1.53%
Liquidity Ratios
Current Ratio
N/AN/AN/A0.01N/AN/AN/AN/A0.300.01
Quick Ratio
0.12315.72353.85276.23793.271.71K279.20N/A0.30793.27
Cash ratio
0.1139.6986.4559.98252.08599.1365.38N/A0.01252.08
Days of Sales Outstanding
N/A28.3425.0924.42N/AN/AN/AN/A23.20N/A
Days of Inventory outstanding
N/AN/AN/A-5.92K-19.81K-34.47K-10.45KN/AN/A-5.92K
Operating Cycle
N/AN/AN/A-5.89K-19.81K-34.47K-10.45KN/A23.20-5.89K
Days of Payables Outstanding
N/AN/AN/AN/A77.2557.0456.86N/A264.87264.87
Cash Conversion Cycle
N/AN/AN/A-5.89K-19.88K-34.53K-10.50KN/A-241.66-5.89K
Debt Ratios
Debt Ratio
0.000.000.000.00N/AN/AN/AN/AN/AN/A
Debt Equity Ratio
0.070.060.050.01N/AN/AN/AN/AN/AN/A
Long-term Debt to Capitalization
0.070.060.05N/AN/AN/AN/AN/AN/AN/A
Total Debt to Capitalization
0.070.060.050.01N/AN/AN/AN/AN/AN/A
Interest Coverage Ratio
N/AN/AN/AN/A3.10N/AN/AN/A1.01N/A
Cash Flow to Debt Ratio
1.641.742.125.74N/AN/AN/AN/AN/AN/A
Company Equity Multiplier
10.839.689.607.899.2510.8111.5910.299.567.89
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.280.310.330.330.140.650.430.370.270.14
Free Cash Flow / Operating Cash Flow Ratio
0.970.820.770.850.450.940.810.870.970.85
Cash Flow Coverage Ratio
1.641.742.125.74N/AN/AN/AN/AN/AN/A
Short Term Coverage Ratio
N/AN/AN/A5.74N/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/AN/A4.37%5.34%6.24%6.16%5.44%6.56%7.35%5.34%