Seacoast Banking Corporation of Florida
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
18.15
Price/Sales ratio
3.11
Earnings per Share (EPS)
$1.62

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
66.4722.6627.8525.0618.5515.9220.2616.0918.6522.9219.7618.55
Price/Sales ratio
3.793.544.574.564.775.234.855.774.594.513.255.23
Price/Book Value ratio
1.211.411.861.551.441.591.391.521.231.131.041.59
Price/Cash Flow ratio
17.2521.8213.1121.969.6313.3525.9712.9510.1415.8314.079.63
Price/Free Cash Flow ratio
23.8736.1014.5324.869.9313.6526.6713.3210.8416.9914.649.93
Price/Earnings Growth ratio
-0.720.101.410.890.480.42-0.820.31-0.77-0.89-0.710.42
Dividend Yield
0.00%0.00%N/AN/AN/A1.14%1.28%1.12%2.07%2.54%2.64%2.64%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%145.35%100%100%
Operating Profit Margin
18.35%29.80%29.74%40.79%44.89%42.82%31.01%45.77%35.27%45.16%26.76%42.82%
Pretax Profit Margin
10.25%25.22%24.78%33.63%33.46%42.82%31.01%45.77%31.95%25.43%20.95%42.82%
Net Profit Margin
5.70%15.65%16.41%18.20%25.72%32.87%23.97%35.87%24.64%19.71%16.26%32.87%
Effective Tax Rate
44.37%37.92%33.76%45.87%23.14%23.22%22.68%21.63%22.89%22.50%22.39%23.22%
Return on Assets
0.18%0.62%0.62%0.73%0.99%1.38%0.93%1.28%0.87%0.71%0.76%1.38%
Return On Equity
1.82%6.26%6.70%6.21%7.78%10.01%6.87%9.49%6.62%4.93%5.44%10.01%
Return on Capital Employed
0.59%1.19%4.27%4.79%4.90%10.77%3.58%5.40%4.36%1.63%1.26%10.77%
Liquidity Ratios
Current Ratio
0.020.020.010.020.010.010.05N/AN/AN/AN/A0.01
Quick Ratio
N/AN/A0.931.101.190.180.320.350.23N/AN/A0.18
Cash ratio
N/AN/A0.030.030.020.020.070.100.02N/AN/A0.02
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.030.030.100.040.060.050.000.000.010.010.020.05
Debt Equity Ratio
0.360.331.110.400.520.390.060.050.140.070.160.39
Long-term Debt to Capitalization
0.260.250.520.280.340.280.050.050.120.060.130.28
Total Debt to Capitalization
0.260.250.520.280.340.280.050.050.120.060.130.28
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A0.00N/AN/AN/A0.84N/A
Cash Flow to Debt Ratio
0.190.190.120.170.280.300.842.150.830.960.460.28
Company Equity Multiplier
9.8910.0010.758.427.807.217.387.387.556.916.917.21
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.210.160.340.200.490.390.180.440.450.280.220.39
Free Cash Flow / Operating Cash Flow Ratio
0.720.600.900.880.960.970.970.970.930.930.970.96
Cash Flow Coverage Ratio
0.190.190.120.170.280.300.842.150.830.960.460.28
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
0.42%0.16%N/AN/AN/A18.31%26.01%18.09%38.72%58.24%52.83%52.83%