Next earnings date: 28 Oct 2025

Sterling Bancorp, Inc. (Southfield, MI) – NASDAQ:SBT

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$4.84

+0.08

+1.89%

Market closed

Open in 2 days

-15.63%

month

-15.63%

quarter

-18.24%

year

Market Cap	248.48M
Enterprise value	52.80M

P/E	-20.29
EV/Sales	0.63
EV/EBITDA	0.99
Price/Sales	3.42
Price/Book	0.86
PEG ratio	0.25
EPS	0.15

Revenue	100.94M
EBITDA	4.51M
Income	7.71M
Revenue Q/Q	86.74%
Revenue Y/Y	33.84%

Profit margin	30.78%
Oper. margin	0%
Gross margin	22.47%
EBIT margin	0%
EBITDA margin	4.48%

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Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Profit margin
Jun 2023	18.09M	2.53M	14.03%
Sep 2023	16.37M	314K	1.92%
Dec 2023	32.94M	5.06M	15.37%
Mar 2024	33.52M	-197K	-0.59%

Sterling Bancorp, Inc. (Southfield, MI) Financials Estimate

Q Y

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Analyst Estimates
Mar 2024	33.52M	-197K	-0.59%
Sep 2025	16.51M	2.04M	12.4%
Oct 2025	16.23M	2.03M	12.53%
Dec 2025	16.68M	2.03M	12.19%

Analysts Price target
Financials & Ratios estimates

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Payout ratio
Payout ratio	0%

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Dividend Yield
2019	0.49%
2020	0.22%
2021
2022
2023

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Debt to assets
Jun 2023	2532010000	129.41M	5.11%
Sep 2023	2446673000	63.31M	2.59%
Dec 2023	2419989000	2.09B	86.46%
Mar 2024	2414555000	2.08B	86.45%

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Cash Flow
Jun 2023	3.99M	112.66M	119.51M
Sep 2023	-24.88M	-1.05M	-65.83M
Dec 2023	-475K	51.50M	-36.68M
Mar 2024	-3.87M	70.42M	1.65M

Sterling Bancorp, Inc. (Southfield, MI) alternative data

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Sterling Bancorp, Inc. (Southfield, MI)
Employees

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Employee count
Aug 2023	270
Sep 2023	270
Oct 2023	270
Nov 2023	270
Dec 2023	270
Jan 2024	270
Feb 2024	270
Mar 2024	248
Apr 2024	248
May 2024	248
Jun 2024	248
Jul 2024	248

Sterling Bancorp, Inc. (Southfield, MI)
Hedge Funds Holdings Q1 2022

24.16% +1.74%

of SBT is owned by hedge funds

48 +5

hedge funds hold SBT stock

12.11M +845.15K

shares is hold by hedge funds

SBT hedge funds holdings changes

Sterling Bancorp, Inc. (Southfield, MI)
Insider Trading

Sterling Bancorp, Inc. (Southfield, MI) (NASDAQ:SBT): Insider trades (number of shares)
Period	Buy	Sel
Dec 2019	0	400000

Transaction	Date	Insider	Security	Shares	Price per share	Total value
Sale	4 Dec 2019	K.I.S.S. DYNASTY TRUST NO. 9 10 percent owner 10 percent owner	Common Stock	400,000	$9.48	$3,792,000
Purchase	13 Dec 2018	JUDD GARY S director, officer: Chairman & CEO director, officer: Chairman & CEO	Common Stock	10,000	$8.85	$88,530
Purchase	25 Oct 2018	MELTZER SETH S. director director	Common Stock	6,500	$9.79	$63,616
Purchase	25 Oct 2018	WINEMAN BENJAMIN J. director director	Common Stock	300	$9.65	$2,895
Purchase	28 Sep 2018	WINEMAN BENJAMIN J. director director	Common Stock	500	$11.3	$5,650
Purchase	22 Aug 2018	WOLBERG LYLE M. director director	Common Stock	1,000	N/A	N/A
Purchase	22 Mar 2018	MONTEMAYOR MICHAEL A. officer: See Remarks officer: See Remarks	Common Stock	2,000	$13.2	$26,400
Sale	4 Dec 2017	SCOTT J. SELIGMAN 1993 LONG TERM IRREVOCABLE DYNASTY TRUST .. 10 percent owner	Common Stock	363,576	$12	$4,362,912
Sale	4 Dec 2017	K.I.S.S. DYNASTY TRUST NO. 5 10 percent owner 10 percent owner	Common Stock	475,223	$12	$5,702,676
Sale	4 Dec 2017	K.I.S.S. DYNASTY TRUST NO. 9 10 percent owner 10 percent owner	Common Stock	791,755	$12	$9,501,060

SBT insider trading transactions

Sterling Bancorp, Inc. (Southfield, MI)
Earnings Call Transcripts

Quarter	Transcript
Q1 2024 24 Apr 2024	Q1 2024 Earnings Call Transcript
Q4 2023 24 Jan 2024	Q4 2023 Earnings Call Transcript
Q3 2023 25 Oct 2023	Q3 2023 Earnings Call Transcript
Q2 2023 26 Jul 2023	Q2 2023 Earnings Call Transcript

SBT earnings call transcripts

Sterling Bancorp, Inc. (Southfield, MI)
Executives

Insider	Age	Compensation
Mr. Thomas M. O'Brien (1951) Chairman, Pres & Chief Executive Officer	74	$2,910,000
Ms. Christine Meredith (1975) Executive Vice President & Chief Risk Officer	50	$318,310
Ms. Colleen Kimmel (1980) Executive Vice President, Gen. Counsel & Corporation Sec.	45	$287,640

Sterling Bancorp, Inc. (Southfield, MI)
Latest News

Wednesday, 18 December 2024
17:04	Sterling Bancorp Announces Shareholder Approval of Sale of Sterling Bank and Trust, F.S.B. to EverBank Financial Corp and Approval of Plan of Dissolution	businesswire.com
Friday, 15 November 2024
18:00	STERLING BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Sterling Bancorp, Inc. - SBT	businesswire.com
Wednesday, 30 October 2024
08:00	Sterling Bancorp Reports Third Quarter 2024 Financial Results	businesswire.com
Thursday, 24 October 2024
16:38	STOCKHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Sterling Bancorp, Inc.– SBT	globenewswire.com
Tuesday, 22 October 2024
15:49	STOCKHOLDER INVESTIGATION: The M&A Class Action Firm Investigates the Merger of Sterling Bancorp, Inc.- SBT	prnewswire.com
Tuesday, 17 September 2024
22:13	STERLING BANCORP INVESTOR ALERT by the Former Attorney General of Louisiana: Kahn Swick & Foti, LLC Investigates Adequacy of Price and Process in Proposed Sale of Sterling Bancorp, Inc. - SBT	businesswire.com
15:01	SHAREHOLDER ALERT: Rigrodsky Law, P.A. Is Investigating Sterling Bancorp, Inc. Buyout	https://feeds.newsfilecorp.com
Monday, 16 September 2024
17:26	ALERT: Rowley Law PLLC is Investigating Proposed Acquisition of Sterling Bancorp, Inc.	prnewswire.com
11:48	Shareholder Alert: Ademi LLP investigates whether Sterling Bancorp, Inc. has obtained a Fair Price for its Public Shareholders	prnewswire.com
Wednesday, 10 July 2024
07:28	Sterling Bancorp, Inc. to Announce Second Quarter 2024 Financial Results on Wednesday, July 24, 2024	businesswire.com
Monday, 20 May 2024
01:03	Klépierre (OTCMKTS:KLPEF) vs. Digital Realty Trust (NYSE:DLR) Critical Review	https://www.defenseworld.net
Wednesday, 24 April 2024
07:30	Sterling Bancorp Reports First Quarter 2024 Financial Results	businesswire.com
Thursday, 11 April 2024
14:28	Sterling Bancorp, Inc. to Announce First Quarter 2024 Financial Results on Wednesday, April 24, 2024	Business Wire
Wednesday, 25 October 2023
16:10	Sterling Bancorp, Inc. (SBT) Q3 2023 Earnings Call Transcript	Seeking Alpha
Wednesday, 11 October 2023
11:42	Sterling Bancorp, Inc. to Announce Third Quarter 2023 Financial Results on Wednesday, October 25, 2023	Business Wire
Wednesday, 26 July 2023
14:24	Sterling Bancorp, Inc. (Southfield, MI) (SBT) Q2 2023 Earnings Call Transcript	Seeking Alpha
Wednesday, 12 July 2023
10:23	Sterling Bancorp, Inc. to Announce Second Quarter 2023 Financial Results on Wednesday, July 26, 2023	Business Wire
Monday, 1 May 2023
15:15	Sterling Bancorp, Inc. (Southfield, MI) (SBT) Q1 2023 Financial Results Conference Call Transcript	Seeking Alpha
Friday, 17 March 2023
09:58	Strength Seen in Sterling Bancorp (SBT): Can Its 16.8% Jump Turn into More Strength?	Zacks Investment Research
Monday, 30 January 2023
14:17	Sterling Bancorp, Inc. (Southfield, MI) (SBT) Q4 2022 Earnings Call Transcript	Seeking Alpha
09:47	Sterling Bancorp (SBT) Reports Break-Even Earnings for Q4	Zacks Investment Research
Thursday, 19 January 2023
18:49	Sterling Bancorp, Inc. to Announce Fourth Quarter and Full Year 2022 Financial Results on Monday, January 30	Business Wire
Monday, 31 October 2022
11:36	Sterling Bancorp, Inc. (Southfield, MI) (SBT) Q3 2022 Earnings Call Transcript	Seeking Alpha
09:47	Sterling Bancorp (SBT) Q3 Earnings and Revenues Miss Estimates	Zacks Investment Research
Monday, 17 October 2022
18:17	Sterling Bancorp, Inc. to Announce Third Quarter Financial Results on Monday, October 31	Business Wire
Monday, 15 August 2022
19:21	Sterling Bancorp, Inc. (Southfield, MI) (SBT) CEO Thomas O'Brien on Q2 2022 Results - Earnings Call Transcript	Seeking Alpha
Monday, 2 May 2022
15:35	Sterling Bancorp, Inc. (Southfield, MI) (SBT) CEO Thomas O'Brien on Q1 2022 Results - Earnings Call Transcript	Seeking Alpha
09:47	Sterling Bancorp (SBT) Surpasses Q1 Earnings and Revenue Estimates	Zacks Investment Research
Monday, 25 April 2022
16:33	Earnings Preview: Sterling Bancorp (SBT) Q1 Earnings Expected to Decline	Zacks Investment Research
Monday, 18 April 2022
08:33	Sterling Bancorp, Inc. to Announce First Quarter Financial Results on Monday, May 2	Business Wire

Frequently Asked Questions (FAQ)

What's the price of Sterling Bancorp, Inc. (Southfield, MI) stock today?

One share of Sterling Bancorp, Inc. (Southfield, MI) stock can currently be purchased for approximately $4.84.
When is Sterling Bancorp, Inc. (Southfield, MI)'s next earnings date?

Sterling Bancorp, Inc. (Southfield, MI) is estimated to report earnings on Tuesday, 28 Oct 2025.
Does Sterling Bancorp, Inc. (Southfield, MI) pay dividends?

No, Sterling Bancorp, Inc. (Southfield, MI) does not pay dividends.
How much money does Sterling Bancorp, Inc. (Southfield, MI) make?

Sterling Bancorp, Inc. (Southfield, MI) has a market capitalization of 248.48M and it's past years’ income statements indicate that its last revenue has decreased compared to the previous period by 4.84% to 76.27M US dollars.
What is Sterling Bancorp, Inc. (Southfield, MI)'s stock symbol?

Sterling Bancorp, Inc. (Southfield, MI) is traded on the NASDAQ under the ticker symbol "SBT".
What is Sterling Bancorp, Inc. (Southfield, MI)'s primary industry?

Company operates in the Financial Services sector and Banks - Regional industry.
How do i buy shares of Sterling Bancorp, Inc. (Southfield, MI)?

Shares of Sterling Bancorp, Inc. (Southfield, MI) can be purchased through any online brokerage account. Popular online brokerages with access to the U.S. stock market include WeBull, Vanguard Brokerage Services, TD Ameritrade, E*TRADE, Robinhood, Fidelity, and Charles Schwab.
Who are Sterling Bancorp, Inc. (Southfield, MI)'s key executives?
Sterling Bancorp, Inc. (Southfield, MI)'s management team includes the following people:
- Mr. Thomas M. O'Brien Chairman, Pres & Chief Executive Officer(age: 74, pay: $2,910,000)
- Ms. Christine Meredith Executive Vice President & Chief Risk Officer(age: 50, pay: $318,310)
- Ms. Colleen Kimmel Executive Vice President, Gen. Counsel & Corporation Sec.(age: 45, pay: $287,640)
How many employees does Sterling Bancorp, Inc. (Southfield, MI) have?

As Jul 2024, Sterling Bancorp, Inc. (Southfield, MI) employs 248 workers.
When Sterling Bancorp, Inc. (Southfield, MI) went public?

Sterling Bancorp, Inc. (Southfield, MI) is publicly traded company for more then 7 years since IPO on 16 Nov 2017.
What is Sterling Bancorp, Inc. (Southfield, MI)'s official website?

The official website for Sterling Bancorp, Inc. (Southfield, MI) is sterlingbank.com.
Where are Sterling Bancorp, Inc. (Southfield, MI)'s headquarters?

Sterling Bancorp, Inc. (Southfield, MI) is headquartered at One Towne Square, Southfield, MI.
How can i contact Sterling Bancorp, Inc. (Southfield, MI)?

Sterling Bancorp, Inc. (Southfield, MI)'s mailing address is One Towne Square, Southfield, MI and company can be reached via phone at +248 3552400.

Sterling Bancorp, Inc. (Southfield, MI)

sterlingbank.com

Exchange:

NASDAQ

Full time employees:

248

Industry:

Banks - Regional

Sector:

Financial Services

Sterling Bancorp, Inc. (Southfield, MI) operates as the unitary thrift holding company for Sterling Bank and Trust, F.S.B. that provides community banking services to individuals and businesses. It offers checking, savings, and money market accounts, as well as IRAs and certificates of deposit; and one- to four-family residential, commercial, commercial real estate, construction, and consumer loans, as well as commercial lines of credit. The company also provides retail banking services. It operates through a network of 28 branches in San Francisco and Los Angeles, California; New York, New York; and Southfield, Michigan. The company was founded in 1984 and is headquartered in Southfield, Michigan.

+248 3552400

One Towne Square
Southfield, MI 48076

CIK: 0001680379
ISIN: US85917W1027
CUSIP: 85917W102