The Charles Schwab
Financial ratios & Valuation

Historical Multiples (2013 – 2020)

2013 2014 2015 2016 2017 2018 2019 2020 TTM Median
Valuation Ratios
Price/Earnings ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Price/Sales ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Price/Book Value ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Price/Cash Flow ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Price/Free Cash Flow ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Price/Earnings Growth ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
N/A100%100%100%100%100%100%100%N/A100%
Operating Profit Margin
N/A36.62%37.85%42.33%46.32%53.48%55.14%N/AN/A42.33%
Pretax Profit Margin
31.37%34.93%35.78%40.05%42.35%45.02%45.21%36.78%N/A40.05%
Net Profit Margin
19.70%21.82%22.71%25.27%27.31%34.61%34.54%28.21%N/A25.27%
Effective Tax Rate
37.18%37.54%36.50%36.88%35.50%23.12%23.59%23.27%N/A36.88%
Return on Assets
0.74%0.85%0.78%0.84%0.96%1.18%15.53%2.36%N/A0.84%
Return On Equity
10.31%11.19%10.79%11.50%12.70%16.96%17.03%5.88%N/A11.50%
Return on Capital Employed
N/A1.87%1.62%1.70%1.89%2.06%-38.43%N/AN/A1.70%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/A34.90N/A
Quick Ratio
N/A2.282.682.782.653.400.521.10N/A2.78
Cash ratio
N/A0.310.330.280.430.800.740.38N/A0.28
Days of Sales Outstanding
1.00K1.00K1.06K911.35935.96835.76788.012.12KN/A911.35
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.920.010.010.010.010.020.310.09N/A0.01
Debt Equity Ratio
12.830.150.210.170.250.330.340.24N/A0.17
Long-term Debt to Capitalization
0.140.130.170.140.200.240.250.19N/A0.14
Total Debt to Capitalization
0.140.130.170.140.200.240.250.19N/A0.14
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/A0.00N/AN/A
Cash Flow to Debt Ratio
0.911.290.440.940.261.821.250.50N/A0.94
Company Equity Multiplier
13.8313.1013.7013.6013.1314.341.092.49N/A13.60
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.300.380.190.350.141.220.860.58N/A0.35
Free Cash Flow / Operating Cash Flow Ratio
0.840.820.780.870.680.950.920.90N/A0.87
Cash Flow Coverage Ratio
0.911.290.440.940.261.821.250.50N/A0.94
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/A28.23%26.74%25.72%25.14%22.44%28.61%38.79%N/A25.14%