Sezzle
Financial ratios & Valuation

Forward Multiples (2025 – 2026)

20252026
Price/Earnings ratio
12.37-79.55
Price/Sales ratio
N/AN/A
Earnings per Share (EPS)
$7.07$-1.1

Historical Multiples (2017 – 2023)

2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
-65.67-3.43K-18.22-12.30-5.68-11.5816.20N/A-12.30
Price/Sales ratio
3.95K8.83K15.066.783.723.510.72N/A6.78
Price/Book Value ratio
-51.622.72K8.716.6415.6049.915.20N/A6.64
Price/Cash Flow ratio
-129.17-2.31K-11.95-20.98-8.1751.85-4.47N/A-20.98
Price/Free Cash Flow ratio
-127.91-2.18K-11.73-20.37-8.0158.81-4.25N/A-20.37
Price/Earnings Growth ratio
N/A35.06-0.00-0.25-0.040.22-0.13N/A-0.25
Dividend Yield
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Profitability Indicator Ratios
Gross Profit Margin
-20.36%43.91%49.96%61.01%61.48%59.21%46.29%N/A61.01%
Operating Profit Margin
-2773.03%-247.10%-71.11%-47.50%-59.81%-24.14%13.93%N/A-47.50%
Pretax Profit Margin
-6029.33%-256.94%-82.58%-55.04%-65.41%-30.28%4.83%N/A-55.04%
Net Profit Margin
-6029.33%-256.94%-82.66%-55.10%-65.46%-30.33%4.45%N/A-55.10%
Effective Tax Rate
N/A-0.00%-0.09%-0.09%-0.07%-0.18%7.93%N/A-0.09%
Return on Assets
-149.95%-33.45%-20.23%-18.60%-46.42%-22.07%3.33%N/A-18.60%
Return On Equity
78.60%-79.26%-47.81%-54.02%-274.41%-430.76%32.12%N/A-54.02%
Return on Capital Employed
-79.82%-41.68%-22.96%-26.40%-81.79%-41.30%87.48%N/A-26.40%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
6.694.244.032.532.021.661.11N/A2.53
Cash ratio
5.182.272.231.230.710.680.36N/A1.23
Days of Sales Outstanding
2.64K1.11K581.85501.71425.94278.73302.80N/A501.71
Days of Inventory outstanding
0.010.000.00N/A20.0433.76N/AN/AN/A
Operating Cycle
2.64K1.11K581.86501.71445.98312.49302.80N/A501.71
Days of Payables Outstanding
1.11K907.99613.33970.44796.57591.64316.18N/A970.44
Cash Conversion Cycle
1.53K202.03-31.47-468.73-350.59-279.15-13.37N/A-468.73
Debt Ratios
Debt Ratio
N/A0.340.010.230.480.370.44N/A0.23
Debt Equity Ratio
N/A0.820.020.682.847.244.28N/A0.68
Long-term Debt to Capitalization
N/A0.450.020.400.730.870.01N/A0.40
Total Debt to Capitalization
N/A0.450.020.400.730.870.81N/A0.40
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
N/A-1.42-26.55-0.46-0.670.13-0.27N/A-0.46
Company Equity Multiplier
-0.522.362.362.905.9119.519.62N/A2.90
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
-30.65-3.81-1.26-0.32-0.450.06-0.16N/A-0.32
Free Cash Flow / Operating Cash Flow Ratio
1.001.051.011.021.010.881.05N/A1.02
Cash Flow Coverage Ratio
N/A-1.42-26.55-0.46-0.670.13-0.27N/A-0.46
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/A-0.27N/AN/A
Dividend Payout Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A