ServisFirst Bancshares
Financial ratios & Valuation

Forward Multiples (2025 – 2025)

2025
Price/Earnings ratio
18.97
Price/Sales ratio
8.53
Earnings per Share (EPS)
$4.35

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
15.0119.2324.1023.5712.3713.5112.7922.1414.8717.5823.1312.37
Price/Sales ratio
5.546.939.568.905.966.475.8911.007.428.855.786.47
Price/Book Value ratio
1.932.723.753.612.372.392.183.992.882.523.002.37
Price/Cash Flow ratio
12.2616.4219.9318.5210.0612.2711.3417.2713.7218.4317.1810.06
Price/Free Cash Flow ratio
12.5117.7425.7322.5510.2012.4511.4717.9013.9118.8017.2410.20
Price/Earnings Growth ratio
0.501.490.921.740.261.660.991.020.71-0.966.470.26
Dividend Yield
0.51%0.50%0.40%0.46%1.19%1.19%1.30%0.70%1.00%1.25%1.03%1.19%
Profitability Indicator Ratios
Gross Profit Margin
89.44%88.37%89.80%90.74%91.80%91.19%95.79%93.50%93.83%91.87%95.55%91.80%
Operating Profit Margin
1.85%2.01%3.04%0.63%81.90%59.96%58.18%60.61%78.76%68.38%-17.12%59.96%
Pretax Profit Margin
52.15%50.50%54.00%55.72%59.40%59.96%58.18%60.61%61.24%59.57%30.25%59.96%
Net Profit Margin
36.92%36.05%39.70%37.77%48.18%47.89%46.05%49.70%49.87%50.37%25.02%47.89%
Effective Tax Rate
29.19%28.61%26.47%32.22%18.89%20.13%20.83%18.00%18.56%15.42%17.29%20.13%
Return on Assets
1.27%1.24%1.27%1.31%1.71%1.66%1.42%1.34%1.72%1.28%1.24%1.66%
Return On Equity
12.87%14.15%15.59%15.33%19.16%17.72%17.08%18.04%19.38%14.36%13.62%17.72%
Return on Capital Employed
0.06%0.06%0.09%0.02%2.91%2.09%1.79%1.64%2.72%1.74%-1.00%2.09%
Liquidity Ratios
Current Ratio
0.160.150.210.160.170.17N/AN/AN/AN/A0.510.17
Quick Ratio
184.55170.21424.11261.86171.79165.98437.29682.8140.35N/A0.51165.98
Cash ratio
153.33134.00141.6847.8944.1244.42179.33305.7243.75N/A0.6744.42
Days of Sales Outstanding
28.8528.3728.1030.5930.9130.7536.5230.4135.0552.6127.5530.75
Days of Inventory outstanding
N/AN/A-23.93K-10.50K-11.14K-8.84K-53.12K-57.23KN/AN/AN/A-11.14K
Operating Cycle
28.8528.37-23.90K-10.47K-11.11K-8.81K-53.09K-57.20K35.0552.6127.55-11.11K
Days of Payables Outstanding
47.2942.2076.7979.53162.63158.69290.32183.04218.64301.53267.49162.63
Cash Conversion Cycle
-18.43-13.83-23.98K-10.55K-11.27K-8.97K-53.38K-57.38K-183.59-248.92-239.94-11.27K
Debt Ratios
Debt Ratio
0.00N/A0.000.000.000.000.000.000.000.000.000.00
Debt Equity Ratio
0.04N/A0.100.100.090.070.060.050.040.040.040.07
Long-term Debt to Capitalization
0.04N/A0.090.090.080.070.060.050.040.040.030.07
Total Debt to Capitalization
0.04N/A0.090.090.080.070.060.050.040.040.030.07
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/A0.03N/AN/AN/A-0.27N/A
Cash Flow to Debt Ratio
3.21N/A1.781.822.602.532.954.114.213.044.242.60
Company Equity Multiplier
10.0711.3512.1911.6611.2010.6212.0213.4111.2511.2010.4710.62
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.450.420.480.480.590.520.510.630.540.480.330.52
Free Cash Flow / Operating Cash Flow Ratio
0.970.920.770.820.980.980.980.960.980.980.990.98
Cash Flow Coverage Ratio
3.21N/A1.781.822.602.532.954.114.213.044.242.60
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
7.71%9.69%9.70%10.85%14.79%16.15%16.68%15.68%14.92%22.12%38.36%14.79%