Shopify Inc.
SYSTEMS AND METHODS FOR PROCESSING TRANSACTIONS USING CUSTOMIZED TRANSACTION CLASSIFIERS

Abstract:

An online service may use an online service platform to conduct transactions. An online service platform may have built-in transaction analysis, or may support third-party transaction analysis applications, that can assist in transaction processing by assigning classifications to transactions. However, automated rules-based transaction processing based on such classifications can be difficult to scale and manually analyzing transactions can be impractical when processing a large volume of transactions. Computer-implemented systems and methods for processing transactions using customized service-specific transaction classifiers are disclosed. The service-specific transaction classifiers are generated using service-specific machine learning models that are each trained based on historical transaction data for the corresponding online service. This functionality allows an online service platform, or third-party application, to provide personalized transaction classifications for conditioning the processing of transactions based on an online service's past transaction decisions.