Shopify Inc.
System and method for combining product specific data with customer and merchant specific data

Abstract:

Systems and methods are provided for automatically making a decision as to whether or not to over an installment payment (IP) option to a customer at checkout at an online retailer for goods or services. The IP decision is made, at least in part, based on the specific product or products being purchased. In some cases, it is also based on merchant-specific information and/or customer specific information.