SmartFinancial, Inc.
Q3 2021 Earnings Call Transcript

Published:

  • Disclaimer*:
    This transcript is designed to be used alongside the freely available audio recording on this page. Timestamps within the transcript are designed to help you navigate the audio should the corresponding text be unclear. The machine-assisted output provided is partly edited and is designed as a guide.
  • Operator:
    00
  • Miller Welborn:
    00
  • Billy Carroll:
    01
  • Ron Gorczynski:
    06
  • Billy Carroll:
    11
  • Rhett Jordan:
    12
  • Ron Gorczynski:
    17
  • Billy Carroll:
    18
  • Operator:
    19
  • Ben Gerlinger:
    20
  • Billy Carroll:
    20
  • Ben Gerlinger:
    20
  • Billy Carroll:
    21
  • Ron Gorczynski:
    21
  • Billy Carroll:
    21
  • Ben Gerlinger:
    22
  • Billy Carroll:
    23
  • Miller Welborn:
    24
  • Ben Gerlinger:
    25
  • Miller Welborn:
    25
  • Operator:
    25
  • Stephen Scouten:
    26
  • Miller Welborn:
    26
  • Stephen Scouten:
    26
  • Ron Gorczynski:
    26
  • Stephen Scouten:
    26
  • Billy Carroll:
    27
  • Stephen Scouten:
    28
  • Billy Carroll:
    28
  • Stephen Scouten:
    29
  • Miller Welborn:
    29
  • Operator:
    29
  • Unidentified Analyst:
    29
  • Miller Welborn:
    30
  • Rhett Jordan:
    30
  • Miller Welborn:
    30
  • Unidentified Analyst:
    31
  • Miller Welborn:
    31
  • Unidentified Analyst:
    32
  • Miller Welborn:
    32
  • Operator:
    32
  • Catherine Mealor:
    32
  • Ron Gorczynski:
    32
  • Catherine Mealor:
    33
  • Ron Gorczynski:
    33
  • Catherine Mealor:
    33
  • Ron Gorczynski:
    34
  • Catherine Mealor:
    35
  • Billy Carroll:
    35
  • Catherine Mealor:
    36
  • Ron Gorczynski:
    36
  • Billy Carroll:
    36
  • Operator:
    37
  • Feddie Strickland:
    37
  • Miller Welborn:
    37
  • Feddie Strickland:
    37
  • Billy Carroll:
    37
  • Ron Gorczynski:
    38
  • Feddie Strickland:
    38
  • Billy Carroll:
    39
  • Ron Gorczynski:
    39
  • Billy Carroll:
    39
  • Feddie Strickland:
    40
  • Billy Carroll:
    40
  • Ron Gorczynski:
    41
  • Feddie Strickland:
    41
  • Ron Gorczynski:
    41
  • Operator:
    41
  • William Wallace:
    41
  • Billy Carroll:
    41
  • William Wallace:
    42
  • Ron Gorczynski:
    42
  • William Wallace:
    43
  • Ron Gorczynski:
    43
  • William Wallace:
    43
  • Ron Gorczynski:
    43
  • William Wallace:
    44
  • Ron Gorczynski:
    45
  • William Wallace:
    45
  • Ron Gorczynski:
    46
  • William Wallace:
    46
  • Miller Welborn:
    47
  • William Wallace:
    48
  • Miller Welborn:
    48
  • Operator:
    48
  • Kevin Fitzsimmons:
    48
  • Miller Welborn:
    48
  • Kevin Fitzsimmons:
    48
  • Miller Welborn:
    49
  • Billy Carroll:
    51
  • Kevin Fitzsimmons:
    51
  • Billy Carroll:
    52
  • Kevin Fitzsimmons:
    53
  • Billy Carroll:
    53
  • Operator:
    53
  • Miller Welborn:
    54
  • Operator:
    54

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