Sugar Creek Financial Corp.
Financial ratios & Valuation

Historical Multiples (2013 – 2021)

2013 2014 2015 2016 2017 2018 2019 2020 2021 TTM Median
Valuation Ratios
Price/Earnings ratio
11.0329.5957.43171.1195.4173.41112.68-5.23N/A7.1984.41
Price/Sales ratio
1.464.134.354.714.163.663.704.07N/A3.77M4.44
Price/Book Value ratio
0.451.150.900.980.900.900.871.04N/A0.920.94
Price/Cash Flow ratio
5.55-73.9315.0355.1222.73312.5924.1930.03N/A-24.72167.66
Price/Free Cash Flow ratio
6.04-30.9418.3973.4522.88529.7644.2731.62N/A-25.63276.32
Price/Earnings Growth ratio
N/A-7.10-1.20-2.561.272.05-3.050.00N/A0.041.66
Dividend Yield
N/A0.72%N/A0.89%N/AN/AN/AN/AN/A123.50%N/A
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%100%
Operating Profit Margin
47.31%22.85%12.96%4.31%7.58%7.15%4.65%-77.79%57.04%101.19%5.94%
Pretax Profit Margin
22.11%22.85%12.96%4.31%7.58%7.15%4.65%-77.79%57.04%57.04%5.94%
Net Profit Margin
13.28%13.95%7.57%2.75%4.36%4.99%3.28%-77.79%66.61%66.61%3.56%
Effective Tax Rate
39.91%38.91%41.55%36.11%42.40%30.18%29.43%N/A-16.77%-16.77%36.29%
Return on Assets
0.46%0.43%0.22%0.07%0.12%0.15%0.09%-2.02%1.54%1.54%0.09%
Return On Equity
4.14%3.91%1.58%0.57%0.94%1.23%0.77%-19.97%12.79%13.71%0.75%
Return on Capital Employed
1.64%0.70%0.37%0.11%0.20%0.21%0.13%-2.02%1.32%2.35%0.16%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A37.30N/A
Quick Ratio
110.86209.25107.8065.08152.2133.8323.0918.2637.3037.3094.76
Cash ratio
104.73202.96102.6561.53148.4629.6620.4015.8033.6933.6991.07
Days of Sales Outstanding
30.0130.2233.8735.0832.9132.1034.0833.7740.0940.0934.00
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.880.050.050.050.050.070.100.120.050.870.05
Debt Equity Ratio
7.980.480.370.400.400.600.841.210.430.430.40
Long-term Debt to Capitalization
0.330.320.270.280.280.370.450.540.300.300.28
Total Debt to Capitalization
0.330.320.270.280.280.370.450.540.300.300.28
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/A2.29N/A
Cash Flow to Debt Ratio
0.16-0.030.160.040.090.000.040.02-0.08-0.080.05
Company Equity Multiplier
8.989.047.197.897.848.058.269.858.268.267.86
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.26-0.050.280.080.180.010.150.13-0.19-0.190.09
Free Cash Flow / Operating Cash Flow Ratio
0.912.380.810.750.990.590.540.941.001.000.87
Cash Flow Coverage Ratio
0.16-0.030.160.040.090.000.040.02-0.08-0.080.05
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
N/A21.47%N/A152.33%N/AN/AN/AN/AN/AN/AN/A