Swedbank AB (publ)
Financial ratios & Valuation

Forward Multiples (2025 – 2027)

202520262027
Price/Earnings ratio
1.121.121.15
Price/Sales ratio
N/AN/AN/A
Earnings per Share (EPS)
$25.19$25.05$24.59

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
12.9813.0512.4611.4110.487.9112.559.769.266.697.067.91
Price/Sales ratio
5.655.596.245.485.213.453.594.443.773.162.063.45
Price/Book Value ratio
1.821.661.881.651.611.121.041.261.121.141.171.12
Price/Cash Flow ratio
23.902.89-4.543.788.17-60.101.484.12-10.63-1.5740.478.17
Price/Free Cash Flow ratio
27.303.07-4.503.8118.77-55.321.494.14-10.42-1.5643.8518.77
Price/Earnings Growth ratio
0.27-2.780.52-9.131.15-1.11-0.360.154.200.110.390.39
Dividend Yield
5.21%6.10%4.87%6.65%6.54%10.18%N/A8%6.38%4.79%7.46%6.54%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%101.20%100%100%
Operating Profit Margin
113.07%103.75%102.00%102.09%82.90%54.15%37.21%56.22%75.23%65.63%18.71%54.15%
Pretax Profit Margin
55.69%55.49%60.90%60.90%62.46%54.17%37.21%56.22%52.12%60.37%37.28%54.17%
Net Profit Margin
43.56%42.84%50.08%48.01%49.78%43.70%28.67%45.45%40.71%47.23%29.24%43.70%
Effective Tax Rate
20.45%22.70%17.71%21.09%20.23%19.29%22.94%19.15%20.02%21.75%22.28%20.23%
Return on Assets
0.77%0.73%0.90%0.87%0.94%0.81%0.49%0.75%0.74%1.19%1.10%0.94%
Return On Equity
14.03%12.76%15.08%14.50%15.40%14.21%8.33%12.90%12.13%17.17%17.37%15.40%
Return on Capital Employed
2.02%1.78%1.85%1.86%1.57%1.01%0.77%1.13%1.71%1.66%0.70%1.01%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Quick Ratio
12.6960.3067.6092.23179.75162.711.892.031.77N/AN/A162.71
Cash ratio
12.1920.1615.6130.1159.3952.180.670.750.65N/AN/A52.18
Days of Sales Outstanding
45.0237.4227.4121.313.424.594.433.933.082.31N/A4.59
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A2.31N/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/A2.31N/AN/A
Debt Ratios
Debt Ratio
0.26N/AN/AN/AN/AN/AN/AN/A0.19N/AN/AN/A
Debt Equity Ratio
4.71N/AN/AN/AN/AN/AN/AN/A3.17N/AN/AN/A
Long-term Debt to Capitalization
0.82N/AN/AN/AN/AN/AN/AN/A0.76N/AN/AN/A
Total Debt to Capitalization
0.82N/AN/AN/AN/AN/AN/AN/A0.76N/AN/AN/A
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.30N/A
Cash Flow to Debt Ratio
0.01N/AN/AN/AN/AN/AN/AN/A-0.03N/AN/AN/A
Company Equity Multiplier
18.0917.4416.6316.5816.3417.3716.7217.0116.2114.3615.0017.37
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.231.93-1.371.440.63-0.052.421.07-0.35-2.000.05-0.05
Free Cash Flow / Operating Cash Flow Ratio
0.870.941.000.990.431.080.990.991.011.000.920.43
Cash Flow Coverage Ratio
0.01N/AN/AN/AN/AN/AN/AN/A-0.03N/AN/AN/A
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Dividend Payout Ratio
67.72%79.76%60.82%75.96%68.62%80.61%N/A78.14%59.12%32.12%49.09%80.61%