Swiss Life Holding AG
Financial ratios & Valuation

Forward Multiples (2025 – 2027)

202520262027
Price/Earnings ratio
21.5320.8720.04
Price/Sales ratio
N/AN/AN/A
Earnings per Share (EPS)
$50.48$52.08$54.23

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
4.968.7310.5710.9611.9213.2912.3913.9912.0815.1917.4511.92
Price/Sales ratio
0.190.370.490.590.640.650.590.780.671.101.200.64
Price/Book Value ratio
0.310.630.710.710.850.970.751.061.402.212.480.85
Price/Cash Flow ratio
6.22-10.774.8210.3211.217.3727.9358.968.9218.86127.2111.21
Price/Free Cash Flow ratio
7.23-10.424.9010.7811.707.5530.7984.329.4121.52-9.27K7.55
Price/Earnings Growth ratio
1.131.171.911.536.050.83-1.210.630.61-0.69-3.910.83
Dividend Yield
4.35%2.69%2.78%3.22%3.58%3.43%3.67%3.74%5.34%5.27%4.98%3.58%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%99.55%100%
Operating Profit Margin
5.71%6.45%7.07%8.63%8.36%8.36%12.03%5.85%10.47%8.85%2.99%8.36%
Pretax Profit Margin
4.94%5.67%6.17%7.06%6.98%6.29%6.22%7.50%9.09%9.04%9.15%6.98%
Net Profit Margin
3.97%4.27%4.68%5.38%5.37%4.94%4.81%5.62%5.55%7.24%7.09%5.37%
Effective Tax Rate
19.17%24.82%23.78%23.33%22.76%21.20%22.20%24.41%24.76%18.59%21.11%21.20%
Return on Assets
0.42%0.46%0.46%0.47%0.50%0.52%0.44%0.51%0.54%0.51%0.50%0.52%
Return On Equity
6.38%7.22%6.75%6.49%7.19%7.33%6.09%7.60%11.62%14.58%14.40%7.19%
Return on Capital Employed
0.70%0.75%0.76%0.76%0.79%0.90%1.11%0.54%1.03%0.62%0.22%0.90%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A1.02N/A
Quick Ratio
3.717.605.9645.3344.6839.7745.7739.2627.518.031.0239.77
Cash ratio
0.210.390.402.683.452.813.092.602.278.030.402.81
Days of Sales Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.010.020.030.020.020.030.030.010.060.040.040.02
Debt Equity Ratio
0.290.310.440.340.380.420.470.241.441.231.240.38
Long-term Debt to Capitalization
0.220.230.300.250.270.290.320.190.520.550.550.27
Total Debt to Capitalization
0.220.230.300.250.270.290.320.190.590.550.550.27
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A1.33N/A
Cash Flow to Debt Ratio
0.17-0.180.330.190.190.310.050.070.100.090.010.31
Company Equity Multiplier
15.1115.5414.6213.7314.2413.9513.8314.6521.4828.4628.2014.24
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.03-0.030.100.050.050.080.020.010.070.050.000.08
Free Cash Flow / Operating Cash Flow Ratio
0.861.030.980.950.950.970.900.690.940.87-0.010.97
Cash Flow Coverage Ratio
0.17-0.180.330.190.190.310.050.070.100.090.010.31
Short Term Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/A0.43N/AN/AN/A
Dividend Payout Ratio
21.62%23.52%29.39%35.35%42.75%45.62%45.60%52.44%64.63%80.16%86.45%42.75%