The Toronto-Dominion Bank
Systems and methods for managing data transfers over a network

Abstract:

A method for managing transfer of data over a network to a recipient system is disclosed. The method is implemented at a database management system that stores a schedule of data transfers associated with records in a database. The method includes: receiving a signal representing an electronic message from a third party system, the electronic message including details of a first scheduled data transfer to a first record in the database at a first transfer time; obtaining details of a second scheduled data transfer from the first record to the recipient system; determining that an effect on the first record by the first and second scheduled data transfers meets stored predefined criteria; updating the schedule of data transfers to change a second transfer time associated with the second scheduled data transfer; and initiating the second scheduled data transfer according to the updated schedule of data transfers.