The Toronto-Dominion Bank
INTEGRATED CREDIT APPLICATION AND PROVISIONING SOLUTION

Abstract:

The present disclosure involves systems, software, and computer implemented methods for providing credit application and provisioning operations associated with a financial institution via a secure financial application and mobile wallet. One example method includes receiving a credit application for user. In response to credit approval, a new credit account associated with a set of credentials is created. An indication of approval and the credentials are transmitted via a first channel, and a request to open a secure financial application at a mobile device are transmitted through a second channel. A login request from the secure financial application is received, and if the credentials match the created credentials, a process for initiating onboarding procedures for a digital version of a payment card associated with the new credit account is initiated at the mobile device.