The Toronto-Dominion Bank
VALUE-ADDED SERVICES ENABLED BY A CLOUD-BASED PAYMENT SYSTEM

Abstract:

The present disclosure involves systems, software, and computer implemented methods for identifying and performing value-added services (VAS) based on detailed transactional information received from a cloud-based payment system. In one example, a set of standard transaction information defining a transaction received via the cloud-based payment services system is received in a first channel, and is associated with a first unique identifier. A set of detailed transaction information associated with the transaction different from the set of transaction information can be received in a second channel. The set of standard transaction information can be associated with the set of detailed transaction information to a particular transaction based on a relationship between a first unique identifier of the standard transaction information and a second unique identifier of the detailed transaction information. An automatic analysis identifies a transaction-based value-added service to be performed for the particular transaction, which can then be initiated.