Truist Financial
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
13.1613.7215.7916.8210.3414.0614.4012.159.12-45.07-37.6314.06
Price/Sales ratio
3.153.113.743.743.043.793.163.382.562.102.583.79
Price/Book Value ratio
1.161.041.281.351.110.680.911.130.940.830.880.68
Price/Cash Flow ratio
8.699.8014.348.697.6929.838.689.925.155.6913.617.69
Price/Free Cash Flow ratio
-18.34191.90-450.798.69-17.4620.839.7510.505.435.697.48-17.46
Price/Earnings Growth ratio
0.54-2.221.85-15.760.20-1.37-0.830.27-8.230.3619.940.20
Dividend Yield
2.87%3.27%2.84%2.92%4.11%3.21%4.22%3.64%5.23%6.36%4.76%4.11%
Profitability Indicator Ratios
Gross Profit Margin
100%100%100%100%100%100%100%100%100%100%97.40%100%
Operating Profit Margin
38.89%37.67%38.79%38.32%40.67%38.68%35.06%41.22%40.02%N/A-7.74%38.68%
Pretax Profit Margin
34.82%31.76%34.24%30.88%36.93%33.62%26.86%34.58%34.45%-0.79%-32.64%33.62%
Net Profit Margin
23.95%22.69%23.73%22.22%29.44%26.97%22.00%27.86%28.12%-4.66%-6.91%26.97%
Effective Tax Rate
29.45%27.21%30.22%27.39%19.77%19.45%17.92%19.46%18.28%-465.94%12.10%19.45%
Return on Assets
1.15%0.99%1.10%1.08%1.43%0.68%0.88%1.18%1.12%-0.20%-0.29%0.68%
Return On Equity
8.83%7.63%8.11%8.07%10.74%4.85%6.32%9.29%10.34%-1.84%-2.50%4.85%
Return on Capital Employed
1.95%1.72%1.86%1.95%2.07%1.01%1.41%1.77%1.67%N/A-0.43%1.01%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A0.50N/A
Quick Ratio
16.3015.8522.6514.6915.677.2329.4042.251.410.230.507.23
Cash ratio
0.260.360.530.230.361.043.093.830.910.230.041.04
Days of Sales Outstanding
N/AN/AN/A64.45213.34186.9493.89N/AN/AN/AN/A186.94
Days of Inventory outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Operating Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Days of Payables Outstanding
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Conversion Cycle
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Debt Ratios
Debt Ratio
0.140.130.100.120.120.110.080.070.110.110.110.11
Debt Equity Ratio
1.111.000.780.960.950.850.620.551.101.000.870.87
Long-term Debt to Capitalization
0.480.460.420.440.440.380.350.340.410.390.350.38
Total Debt to Capitalization
0.520.500.430.490.480.460.380.350.520.500.460.46
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A-0.18N/A
Cash Flow to Debt Ratio
0.120.100.110.160.150.020.160.200.160.140.070.02
Company Equity Multiplier
7.677.687.337.477.497.127.197.819.179.057.967.49
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.360.310.260.430.390.120.360.340.490.360.190.12
Free Cash Flow / Operating Cash Flow Ratio
-0.470.05-0.031-0.441.430.890.940.9411.81-0.44
Cash Flow Coverage Ratio
0.120.100.110.160.150.020.160.200.160.140.070.02
Short Term Coverage Ratio
0.870.811.900.930.880.091.683.100.470.410.200.09
Dividend Payout Ratio
37.84%44.96%45.01%49.24%42.57%45.25%60.79%44.28%47.74%-286.98%-203.10%45.25%