Retirement I 2020 Fund - I Class
Financial ratios & Valuation

Historical Multiples (2014 – 2023)

2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 TTM Median
Valuation Ratios
Price/Earnings ratio
8.8412.098.2711.1112.66-5.068.9916.873.17-19.04-8.59-5.06
Price/Sales ratio
0.240.270.260.290.260.300.360.370.270.270.770.26
Price/Book Value ratio
2.539.837.032.512.314.307.543.321.311.211.114.30
Price/Cash Flow ratio
2.452.762.382.822.304.964.903.4812.052.392.742.30
Price/Free Cash Flow ratio
5.408.166.017.267.15-95.7715.338.29-4.8215.08-82.31-95.77
Price/Earnings Growth ratio
-0.20-0.480.14-0.69-0.630.01-0.05-0.380.010.16-0.18-0.63
Dividend Yield
N/AN/AN/AN/AN/A1.54%0.35%N/AN/AN/A2.56%1.54%
Profitability Indicator Ratios
Gross Profit Margin
18.58%18.38%19.54%19.40%18.65%18.05%15.95%17.16%17.69%21.05%19.35%18.65%
Operating Profit Margin
9.87%9.30%9.34%7.97%9.69%9.98%7.61%8.95%9.08%11.90%10.38%9.69%
Pretax Profit Margin
4.52%4.35%5.31%4.00%4.02%-3.90%5.79%5.22%11.74%0.94%-1.25%-3.90%
Net Profit Margin
2.75%2.25%3.22%2.66%2.09%-5.93%4.08%2.23%8.51%-1.44%-3.45%-5.93%
Effective Tax Rate
29.96%39.55%33.42%25.45%38.98%-45.21%25.21%50.30%22.11%226.86%-154.65%-45.21%
Return on Assets
2.38%1.47%2.36%1.87%1.48%-4.13%2.80%1.60%6.44%-1.06%-2.51%-4.13%
Return On Equity
28.59%81.28%85.03%22.64%18.32%-85.01%83.83%19.72%41.21%-6.40%-12.73%-85.01%
Return on Capital Employed
12.14%7.85%8.84%7.33%8.90%8.77%6.64%8.14%9.29%11.55%10.47%8.90%
Liquidity Ratios
Current Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/A1.02N/A
Quick Ratio
0.570.620.610.600.600.720.760.920.740.770.550.72
Cash ratio
0.210.180.230.210.230.270.290.390.320.380.150.27
Days of Sales Outstanding
29.5933.3231.5835.2329.1333.8737.3339.7340.4634.4742.5729.13
Days of Inventory outstanding
68.4073.1566.5468.3066.4269.5659.9656.5554.8569.6979.7466.42
Operating Cycle
97.99106.4898.12103.5395.56103.4497.2996.2995.31104.16122.3295.56
Days of Payables Outstanding
75.1488.0576.8387.2986.1984.9480.2883.8687.6493.5177.1184.94
Cash Conversion Cycle
22.8518.4221.2916.249.3618.4917.0112.427.6610.6545.219.36
Debt Ratios
Debt Ratio
0.370.560.560.520.530.590.580.550.530.520.520.59
Debt Equity Ratio
4.5231.2520.206.336.5912.1817.576.793.453.172.7012.18
Long-term Debt to Capitalization
0.810.960.950.860.860.920.940.870.760.750.690.92
Total Debt to Capitalization
0.810.960.950.860.860.920.940.870.770.760.720.92
Interest Coverage Ratio
N/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/AN/A
Cash Flow to Debt Ratio
0.220.110.140.140.150.070.080.140.030.160.150.15
Company Equity Multiplier
11.9955.0935.9612.0712.3320.5729.9012.266.396.005.1520.57
Cash Flow Ratios
Operating Cash Flow / Sales Ratio
0.090.090.110.100.110.060.070.100.020.110.100.06
Free Cash Flow / Operating Cash Flow Ratio
0.450.330.390.380.32-0.050.310.42-2.50.15-0.08-0.05
Cash Flow Coverage Ratio
0.220.110.140.140.150.070.080.140.030.160.150.15
Short Term Coverage Ratio
N/AN/AN/AN/AN/A3.462.5211.840.463.630.903.46
Dividend Payout Ratio
N/AN/AN/AN/AN/A-7.80%3.21%N/AN/AN/AN/A-7.80%